@font-face{font-family:'Inter';font-style:normal;font-weight:300;font-display:swap;src:url(fonts/inter-latin-300-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+20B9,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-latin-400-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+20B9,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url(fonts/inter-latin-500-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+20B9,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-latin-600-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+20B9,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Inter';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/inter-latin-700-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+20B9,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Inter';font-style:italic;font-weight:400;font-display:swap;src:url(fonts/inter-latin-400-italic.woff2) format('woff2')}
@font-face{font-family:'Inter';font-style:italic;font-weight:500;font-display:swap;src:url(fonts/inter-latin-500-italic.woff2) format('woff2')}
/* ═══════════════════════════════════════════════════════════════
   SEED INVESTMENTS — brand system  (v7)
   Gold #C49D33 · Metal grey #585858 (both from the logo)
   Metal blue #1B2A36 / #2C4051 · Paper #F4F3EF · One face: Inter
   Principle: an editorial, ruled, printed feel. Lines, numerals,
   tabular figures. Colour is used sparingly and always means something.
   ═══════════════════════════════════════════════════════════════ */
:root{
  --paper:#F4F3EF; --paper-2:#FAF9F6; --card:#FFFFFF; --shell:#EAE8E1; --shell-2:#E2DFD6;
  --blue-900:#131E27; --blue-800:#1B2A36; --blue-700:#243746; --blue-600:#2C4051; --blue-400:#4E6B82;
  --metal:#585858; --metal-2:#6E6E6E;
  --gold:#C49D33; --gold-head:#B8901F; --gold-lt:#D9B75C; --gold-ink:#7C6018; --gold-pale:#F4EDDC; --gold-line:rgba(196,157,51,.34);
  --ink:#151C22; --ink-2:#33414C; --ink-3:#4E5B66; --ink-4:#5B6771;
  --on-dark:#F0F1EF; --on-dark-2:#B4C0C9; --on-dark-3:#93A3AF;
  --line:rgba(21,28,34,.13); --line-soft:rgba(21,28,34,.07); --line-dark:rgba(240,241,239,.16); --line-dark-soft:rgba(240,241,239,.1);
  --wa:#0F2C24; --wa-2:#17422F;
  --f:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;
  --maxw:1520px; --gut:clamp(20px,3.6vw,64px); --sec:clamp(76px,8vw,136px);
  --r-lg:16px; --r-md:12px; --r-sm:8px;
  --ease:cubic-bezier(.2,.7,.2,1); --ease-out:cubic-bezier(.16,1,.3,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.7 var(--f);letter-spacing:.003em;
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:inherit}
button{font:inherit;cursor:pointer;border:none;background:none;color:inherit}
input,select{font:inherit;color:inherit}
::selection{background:var(--gold-pale);color:var(--ink)}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:3px}

section,header,[id]{scroll-margin-top:84px}
.wrap{max-width:var(--maxw);margin:0 auto;padding-left:var(--gut);padding-right:var(--gut)}
.sec{padding:var(--sec) 0}
.sec-t{padding:calc(var(--sec)*.7) 0}
.dark-sec.sec{padding:clamp(72px,7.4vw,124px) 0}

/* ── type ─────────────────────────────────────────────────── */
h1,h2,h3,h4{margin:0;font-weight:400;letter-spacing:-.026em;line-height:1.14;text-wrap:balance}
.d1{font-size:clamp(38px,4.6vw,70px);letter-spacing:-.034em;font-weight:500;line-height:1.04}
.d2{font-size:clamp(30px,3.5vw,52px);letter-spacing:-.03em;font-weight:450;line-height:1.12}
.d3{font-size:clamp(25px,2.6vw,37px);letter-spacing:-.025em;font-weight:450;line-height:1.2}
.d4{font-size:clamp(20px,1.75vw,25px);letter-spacing:-.018em;font-weight:500}
.dim{color:var(--ink-4)}
.dark-sec .dim,.on-dark .dim{color:var(--on-dark-3)}
.eyebrow{display:block;font-size:11.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-4);margin-bottom:24px}
.eyebrow::before{content:"";display:inline-block;vertical-align:middle;margin:-2px 12px 0 0;width:26px;height:1.5px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .9s var(--ease-out) .15s}
.in .eyebrow::before,.eyebrow.static::before{transform:scaleX(1)}
.eyebrow b{color:var(--gold-ink);font-weight:600}
.eyebrow.on-dark{color:var(--on-dark-3)}
.eyebrow.on-dark b{color:var(--gold-lt)}
.lede{font-size:clamp(17.5px,1.45vw,21px);line-height:1.62;color:var(--ink-2);max-width:58ch;font-weight:400;text-wrap:pretty}
.lede.on-dark,.dark-sec .lede{color:var(--on-dark-2)}
.small{font-size:14.5px;line-height:1.65;color:var(--ink-3)}
.label{font-size:11.5px;font-weight:600;letter-spacing:.17em;text-transform:uppercase;color:var(--ink-4)}
.num{font-variant-numeric:tabular-nums}
strong,b{font-weight:600}
.hl{font-style:italic;font-weight:500;color:var(--ink)}
p{text-wrap:pretty}

/* ── buttons ──────────────────────────────────────────────── */
.btn{display:inline-flex;align-items:center;gap:10px;padding:15px 26px;border-radius:100px;font-size:15px;font-weight:500;letter-spacing:-.005em;
  text-decoration:none;transition:.28s var(--ease);white-space:nowrap;position:relative}
.btn-d{background:var(--blue-800);color:#fff}
.btn-d:hover{background:var(--blue-900);transform:translateY(-2px);box-shadow:0 14px 30px -14px rgba(22,35,45,.8)}
.btn-g{background:var(--gold);color:#241B04}
.btn-g:hover{background:var(--gold-lt);transform:translateY(-2px);box-shadow:0 14px 30px -14px rgba(124,96,24,.6)}
.btn-w{background:#fff;color:var(--ink)}
.btn-w:hover{transform:translateY(-2px);box-shadow:0 14px 30px -16px rgba(0,0,0,.5)}
.btn-o{border:1px solid var(--line);color:var(--ink-2)}
.btn-o:hover{border-color:var(--blue-800);color:var(--blue-800);background:rgba(255,255,255,.5)}
.btn-o.on-dark{border-color:var(--line-dark);color:var(--on-dark)}
.btn-o.on-dark:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.45);color:#fff}
.btn-s{padding:12px 20px;font-size:14px}
.btn .ar{transition:transform .28s var(--ease);display:inline-block}
.btn:hover .ar{transform:translateX(4px)}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:var(--wa-2);transform:translateY(-2px);box-shadow:0 14px 30px -14px rgba(15,44,36,.7)}
.wa-i{width:17px;height:17px;flex:none}
.tlink{display:inline-flex;align-items:center;gap:8px;text-decoration:none;font-size:15px;font-weight:500;color:var(--blue-600);
  border-bottom:1px solid rgba(44,64,81,.28);padding-bottom:4px;transition:.25s var(--ease)}
.tlink:hover{border-color:var(--blue-600);gap:13px}
.tlink.on-dark{color:var(--gold-lt);border-color:rgba(217,183,92,.35)}
.tlink.on-dark:hover{border-color:var(--gold-lt)}

/* ── nav ──────────────────────────────────────────────────── */
.navwrap{position:sticky;top:0;z-index:80;background:var(--paper);border-bottom:1px solid transparent;
  transition:border-color .3s,box-shadow .3s,background .3s}
.navwrap.stuck{border-bottom-color:var(--line-soft);background:rgba(244,243,239,.92);backdrop-filter:blur(14px) saturate(1.1);
  -webkit-backdrop-filter:blur(14px) saturate(1.1);box-shadow:0 10px 30px -26px rgba(22,35,45,.7)}
.nav{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:clamp(16px,2.4vw,40px);max-width:var(--maxw);width:100%;
  margin:0 auto;padding:clamp(16px,1.8vw,24px) var(--gut);transition:padding .3s}
.navwrap.stuck .nav{padding-top:11px;padding-bottom:11px}
.brand{display:flex;align-items:center;flex:none;text-decoration:none}
.brand img{height:clamp(36px,2.8vw,46px);width:auto;transition:height .3s}
.navwrap.stuck .brand img{height:clamp(30px,2.2vw,36px)}
.nav-mid{display:flex;gap:clamp(4px,1.4vw,22px);align-items:center;justify-self:center}
.nav-mid a{position:relative;text-decoration:none;font-size:14.5px;font-weight:450;color:var(--ink-2);padding:8px 3px;white-space:nowrap;transition:color .2s}
.nav-mid a::after{content:"";position:absolute;left:3px;right:3px;bottom:3px;height:1.5px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}
.nav-mid a:hover,.nav-mid a.cur{color:var(--ink)}
.nav-mid a:hover::after,.nav-mid a.cur::after{transform:scaleX(1)}
.nav-r{display:flex;gap:clamp(10px,1.2vw,18px);align-items:center;justify-self:end}
.nav-tel{display:flex;flex-direction:column;align-items:flex-end;text-decoration:none;line-height:1.25}
.nav-tel .t{font-size:15px;font-weight:550;color:var(--ink);font-variant-numeric:tabular-nums;transition:color .2s}
.nav-tel .a{font-size:10.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-4);margin-top:3px}
.nav-tel:hover .t{color:var(--gold-ink)}
.burger{display:none;width:44px;height:44px;align-items:center;justify-content:center;border-radius:8px;background:#fff;border:1px solid var(--line)}
.burger span{display:block;width:18px;height:1.6px;background:var(--ink);position:relative;transition:.25s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:18px;height:1.6px;background:var(--ink);transition:.25s}
.burger span::before{top:-6px}.burger span::after{top:6px}
.burger.on span{background:transparent}
.burger.on span::before{top:0;transform:rotate(45deg)}
.burger.on span::after{top:0;transform:rotate(-45deg)}

/* mobile sheet */
.mobmenu{position:fixed;inset:0;z-index:75;background:var(--paper);padding:96px var(--gut) 40px;display:flex;flex-direction:column;
  opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .28s,transform .28s,visibility .28s;overflow-y:auto}
.mobmenu.open{opacity:1;visibility:visible;transform:none}
.mobmenu a.m-l{display:flex;align-items:baseline;gap:14px;padding:16px 0;text-decoration:none;font-size:24px;font-weight:450;letter-spacing:-.022em;color:var(--ink);
  border-bottom:1px solid var(--line-soft);opacity:0;transform:translateY(10px);transition:opacity .4s var(--ease),transform .4s var(--ease)}
.mobmenu.open a.m-l{opacity:1;transform:none}
.mobmenu a.m-l i{font-style:normal;font-size:11px;font-weight:600;letter-spacing:.14em;color:var(--gold-ink)}
.mobmenu .m-foot{margin-top:auto;padding-top:28px}
.mobmenu .m-foot .btn{width:100%;justify-content:center;margin-bottom:10px}
.mobmenu .m-arn{margin-top:18px;font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-4);text-align:center}

/* sticky mobile action bar */
.mbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:70;background:rgba(244,243,239,.96);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);
  border-top:1px solid var(--line);padding:10px 12px calc(10px + env(safe-area-inset-bottom));gap:10px}
.mbar a{flex:1;display:flex;align-items:center;justify-content:center;gap:9px;height:50px;border-radius:9px;text-decoration:none;font-size:15px;font-weight:600}
.mbar .m-wa{background:var(--wa);color:#fff}
.mbar .m-tel{background:var(--blue-800);color:#fff}

/* ── hero ─────────────────────────────────────────────────── */
.hero{position:relative;overflow:hidden}
.hero-rules{position:absolute;inset:0;pointer-events:none;z-index:0;
  background-image:repeating-linear-gradient(180deg,transparent 0 35px,rgba(21,28,34,.045) 35px 36px);
  -webkit-mask-image:linear-gradient(180deg,rgba(0,0,0,.9) 0,rgba(0,0,0,.5) 55%,transparent 100%);
  mask-image:linear-gradient(180deg,rgba(0,0,0,.9) 0,rgba(0,0,0,.5) 55%,transparent 100%)}
.hero-margin{position:absolute;top:0;bottom:0;left:calc(var(--gut) - 14px);width:1px;background:rgba(196,157,51,.35);z-index:0;pointer-events:none;
  -webkit-mask-image:linear-gradient(180deg,#000 0,#000 70%,transparent 100%);mask-image:linear-gradient(180deg,#000 0,#000 70%,transparent 100%)}
.hero-grid{position:relative;z-index:1;max-width:var(--maxw);margin:0 auto;padding:clamp(34px,5vw,84px) var(--gut) clamp(30px,3.6vw,52px);
  display:grid;grid-template-columns:minmax(0,1.14fr) minmax(0,.86fr);gap:clamp(34px,5vw,86px);align-items:center}
.hero-cred{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px;padding-bottom:18px;border-bottom:1px solid var(--line-soft);margin-bottom:clamp(30px,3.4vw,44px);
  font-size:11px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:var(--ink-4)}
.hero-cred b{color:var(--gold-ink);font-weight:600}
.hero-cred i{flex:1;height:1px;background:var(--line-soft);font-style:normal}
.hero h1{color:var(--ink);font-size:clamp(40px,5vw,76px);font-weight:600;letter-spacing:-.034em;line-height:1.04;max-width:15ch}
.hero h1 .ln{display:block;overflow:hidden}
.hero h1 .ln span{display:block;transform:translateY(110%);transition:transform 1s var(--ease-out)}
.hero h1 .ln:nth-child(2) span{transition-delay:.12s}
.in .hero h1 .ln span,.hero-txt.in h1 .ln span{transform:none}
.hero h1 .h-2{color:var(--ink-4);font-weight:500}
.hero-sub{margin:clamp(24px,2.6vw,34px) 0 0;max-width:40ch;font-size:clamp(16.5px,1.25vw,19.5px);line-height:1.62;color:var(--ink-3)}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-top:clamp(32px,3.6vw,48px)}
.hero-cta .btn{padding:17px 30px;font-size:15.5px}
.hero-note{margin:clamp(16px,1.8vw,20px) 0 0;font-size:13.5px;line-height:1.6;color:var(--ink-4)}
.hero-note b{color:var(--ink-3);font-weight:550}
.hero-note a{color:var(--ink-2);font-weight:550;text-decoration:none;border-bottom:1px solid var(--line)}

/* the live tool */
.hero-tool{position:relative;background:var(--paper-2);border:1px solid var(--line);border-radius:14px;padding:clamp(26px,2.8vw,40px);
  box-shadow:0 30px 60px -50px rgba(22,35,45,.45)}
.tool-lb{display:flex;justify-content:space-between;align-items:center;font-size:11px;font-weight:600;letter-spacing:.17em;text-transform:uppercase;color:var(--ink-4);margin-bottom:20px}
.tool-lb em{font-style:normal;color:var(--gold-ink);display:inline-flex;align-items:center;gap:6px}
.tool-lb em::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);animation:pulse 2.4s ease-in-out infinite}
@keyframes pulse{0%,100%{opacity:.5;transform:scale(.85)}50%{opacity:1;transform:scale(1.15)}}
.tool-in{display:flex;align-items:baseline;gap:8px;border-bottom:2px solid var(--ink);padding-bottom:10px;transition:border-color .2s}
.tool-in:focus-within{border-color:var(--gold)}
.tool-in .cur{font-size:clamp(24px,2.3vw,32px);font-weight:450;color:var(--ink-3)}
.tool-in input{flex:1;min-width:0;border:none;outline:none;background:none;padding:0;font-size:clamp(27px,2.9vw,42px);font-weight:500;letter-spacing:-.03em;color:var(--ink);font-variant-numeric:tabular-nums}
.tool-chips{display:flex;gap:8px;flex-wrap:wrap;margin-top:14px}
.tool-chips button{padding:7px 14px;border-radius:7px;border:1px solid var(--line);background:#fff;font-size:12.5px;font-weight:600;letter-spacing:.05em;color:var(--ink-3);transition:.2s var(--ease)}
.tool-chips button:hover,.tool-chips button.on{border-color:var(--gold);color:var(--gold-ink);background:var(--gold-pale)}
.tool-out{margin-top:clamp(24px,2.6vw,32px);padding-top:clamp(20px,2.2vw,26px);border-top:1px solid var(--line-soft)}
.tool-out .k{font-size:11px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:var(--ink-4)}
.tool-out .v{margin-top:12px;font-size:clamp(32px,3.5vw,50px);font-weight:500;letter-spacing:-.035em;line-height:1;color:var(--ink);font-variant-numeric:tabular-nums}
.tool-out .v em{font-style:normal;font-size:.4em;font-weight:500;color:var(--gold-ink);margin-left:6px;letter-spacing:0}
.tool-out .s{margin:13px 0 0;font-size:13.5px;line-height:1.6;color:var(--ink-4)}
.tool-link{display:inline-flex;align-items:center;gap:8px;margin-top:20px;text-decoration:none;font-size:14.5px;font-weight:550;color:var(--blue-600);border-bottom:1px solid rgba(44,64,81,.3);padding-bottom:3px;transition:.25s var(--ease)}
.tool-link:hover{gap:13px;border-color:var(--blue-600)}

/* credentials strip */
.cred{position:relative;z-index:1;max-width:var(--maxw);margin:0 auto;padding:0 var(--gut)}
.cred-in{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cred-in>div{padding:clamp(20px,2.2vw,28px) clamp(16px,2vw,28px) clamp(20px,2.2vw,28px) 0;border-right:1px solid var(--line-soft)}
.cred-in>div+div{padding-left:clamp(16px,2vw,28px)}
.cred-in>div:last-child{border-right:none;padding-right:0}
.cred-in .v{font-size:clamp(28px,2.6vw,40px);font-weight:500;letter-spacing:-.035em;line-height:1;color:var(--ink);font-variant-numeric:tabular-nums}
.cred-in .v i{font-style:normal;color:var(--gold-head)}
.cred-in .k{margin-top:10px;font-size:13.5px;line-height:1.45;color:var(--ink-3)}

/* AMC marquee */
.amc{position:relative;z-index:1;margin-top:clamp(34px,4vw,54px);overflow:hidden}
.amc-h{display:flex;align-items:baseline;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-bottom:clamp(18px,2vw,24px)}
.amc-lb{font-size:12px;font-weight:700;letter-spacing:.19em;text-transform:uppercase;color:var(--ink-4)}
.amc-n{font-size:12px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:var(--metal-2)}
.marq{position:relative;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 6%,#000 94%,transparent 100%);mask-image:linear-gradient(90deg,transparent 0,#000 6%,#000 94%,transparent 100%)}
.marq-t{display:flex;width:max-content;animation:marq 84s linear infinite}
.marq:hover .marq-t{animation-play-state:paused}
.marq-g{display:flex;gap:12px;padding-right:12px;flex:none}
@keyframes marq{from{transform:translate3d(0,0,0)}to{transform:translate3d(-50%,0,0)}}
.amc-c{flex:none;display:inline-flex;align-items:center;justify-content:center;height:clamp(44px,3.9vw,54px);padding:0 clamp(18px,1.8vw,26px);border-radius:10px;background:#fff;
  border:1px solid var(--line-soft);font-size:clamp(12.5px,1.02vw,14.5px);font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--metal);white-space:nowrap}

/* ── section heads ────────────────────────────────────────── */
.shead{margin-bottom:clamp(44px,5.2vw,72px)}
.shead .lede{margin-top:22px}
.shead-x{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:end;margin-bottom:clamp(40px,4.8vw,66px)}
.shead-2{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(28px,4vw,72px);align-items:end;margin-bottom:clamp(44px,5.2vw,72px)}
.shead-2 .lede{margin:0;max-width:none}

/* ── who we work with ─────────────────────────────────────── */
.who{border-top:1px solid var(--line)}
.who-row{display:grid;grid-template-columns:110px minmax(0,1.05fr) minmax(0,1fr);gap:clamp(20px,3vw,56px);padding:clamp(26px,3vw,40px) 0;border-bottom:1px solid var(--line);
  position:relative;transition:background .3s}
.who-row::before{content:"";position:absolute;left:0;top:-1px;height:1px;width:0;background:var(--gold);transition:width .7s var(--ease-out)}
.who-row:hover::before{width:100%}
.who-row .n{font-size:12px;font-weight:600;letter-spacing:.16em;color:var(--gold-ink);padding-top:8px;display:flex;flex-direction:column;gap:14px}
.who-row .n svg{width:36px;height:36px;color:var(--blue-600);opacity:.85}
.who-row h3{font-size:clamp(22px,2vw,30px);font-weight:450;letter-spacing:-.024em;line-height:1.2}
.who-row h3 small{display:block;margin-top:8px;font-size:14.5px;letter-spacing:0;color:var(--ink-4);font-weight:400;line-height:1.5}
.who-row p{margin:0;font-size:clamp(15.5px,1.15vw,17px);line-height:1.68;color:var(--ink-2);padding-top:4px}
.who-row p b{color:var(--ink);font-weight:550}

/* ── approach (dark) ──────────────────────────────────────── */
.dark-sec{background:var(--blue-900);color:var(--on-dark);position:relative}
.dark-sec::after{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(90% 120% at 84% 12%,rgba(196,157,51,.13) 0%,rgba(196,157,51,0) 60%)}
.dark-sec>*{position:relative;z-index:1}
.dark-sec h2,.dark-sec h3{color:#fff}
.dark-rules{position:absolute;inset:0;pointer-events:none;background-image:repeating-linear-gradient(180deg,transparent 0 35px,rgba(240,241,239,.035) 35px 36px)}
.ap{display:grid;grid-template-columns:1.02fr .98fr;align-items:stretch;border-top:1px solid var(--line-dark);border-bottom:1px solid var(--line-dark)}
.ap-head{padding:clamp(34px,3.6vw,54px) clamp(30px,3.4vw,52px) clamp(34px,3.6vw,54px) 0;border-right:1px solid var(--line-dark-soft);display:flex;flex-direction:column;justify-content:center}
.ap-kick{margin:clamp(20px,2.2vw,28px) 0 0;font-size:clamp(15.5px,1.2vw,17.5px);line-height:1.65;color:var(--on-dark-2);max-width:40ch}
.ap-q{list-style:none;margin:0;padding:clamp(22px,2.4vw,34px) 0 clamp(22px,2.4vw,34px) clamp(30px,3.4vw,52px);display:flex;flex-direction:column;justify-content:center;counter-reset:q}
.ap-q li{display:grid;grid-template-columns:44px 1fr;align-items:baseline;gap:6px;padding:clamp(12px,1.15vw,15px) 0;border-bottom:1px solid var(--line-dark-soft);
  opacity:0;transform:translateX(14px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.in .ap-q li{opacity:1;transform:none}
.in .ap-q li:nth-child(2){transition-delay:.1s}.in .ap-q li:nth-child(3){transition-delay:.2s}.in .ap-q li:nth-child(4){transition-delay:.3s}.in .ap-q li:nth-child(5){transition-delay:.4s}
.ap-q li:last-child{border-bottom:none}
.ap-q .qn{font-size:11.5px;font-weight:600;letter-spacing:.14em;color:var(--gold-lt)}
.ap-q .qt{font-size:clamp(17px,1.5vw,22px);font-weight:450;line-height:1.35;letter-spacing:-.016em;color:var(--on-dark)}
.ap-foot{display:flex;gap:14px;flex-wrap:wrap;align-items:center;margin-top:clamp(28px,3vw,40px)}
.ap-foot .small{color:var(--on-dark-3);max-width:52ch}

/* ── method + buckets ─────────────────────────────────────── */
.tint-sec{background:var(--shell)}
.method{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(26px,3.4vw,58px)}
.mstep{padding-top:clamp(22px,2.4vw,28px);border-top:2px solid var(--ink);position:relative}
.mstep::before{content:"";position:absolute;left:0;top:-2px;height:2px;width:0;background:var(--gold);transition:width 1.2s var(--ease-out)}
.in .mstep::before{width:100%}
.in .mstep:nth-child(2)::before{transition-delay:.25s}.in .mstep:nth-child(3)::before{transition-delay:.5s}
.mstep .n{display:block;font-size:clamp(40px,4.2vw,62px);font-weight:500;letter-spacing:-.04em;line-height:1;color:var(--gold);margin:0 0 clamp(14px,1.6vw,20px);font-variant-numeric:tabular-nums}
.mstep h3{font-size:25px;font-weight:450;letter-spacing:-.024em;margin-bottom:12px}
.mstep p{margin:0;font-size:16px;line-height:1.7;color:var(--ink-2)}
.mstep p+p{margin-top:10px;font-size:14.5px;color:var(--ink-3)}
.seq{display:block}
.seq .sq{display:inline-block}
.seq .dots{display:inline-block;vertical-align:.16em;width:clamp(46px,4.6vw,78px);height:6px;margin:0 clamp(12px,1.3vw,22px);
  background-image:radial-gradient(circle at center,var(--gold) 2.6px,transparent 2.8px);background-size:clamp(13px,1.15vw,17px) 6px;background-repeat:repeat-x;background-position:left center}

.buckets{margin-top:clamp(48px,5.6vw,84px);display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(30px,4vw,72px);align-items:center;
  padding-top:clamp(40px,4.6vw,64px);border-top:1px solid var(--line)}
.buckets h3{font-size:clamp(24px,2.3vw,34px);letter-spacing:-.025em;font-weight:450;line-height:1.2}
.buckets .lede{margin-top:16px;font-size:clamp(16px,1.25vw,18.5px)}
.bk-list{list-style:none;margin:26px 0 0;padding:0;border-top:1px solid var(--line)}
.bk-list li{display:grid;grid-template-columns:22px 170px 1fr;gap:14px;align-items:baseline;padding:13px 0;border-bottom:1px solid var(--line);font-size:15px;color:var(--ink-2)}
.bk-list i{width:12px;height:12px;border-radius:3px;display:block;transform:translateY(1px)}
.bk-list b{color:var(--ink);font-weight:550}
.bk-art{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,2.6vw,36px)}
.bk-art svg{width:100%;height:auto}
.bk-art .bar{transform:scaleY(0);transform-origin:bottom;transition:transform 1.1s var(--ease-out)}
.in .bk-art .bar{transform:none}
.in .bk-art .bar.b2{transition-delay:.15s}.in .bk-art .bar.b3{transition-delay:.3s}
.bk-art .lbl{font-family:var(--f);font-size:14px;font-weight:600;letter-spacing:.14em;fill:var(--ink-4)}
.bk-art .big{font-family:var(--f);font-size:28px;font-weight:500;letter-spacing:-.02em;fill:var(--ink)}
.bk-art .sm{font-family:var(--f);font-size:14.5px;fill:var(--ink-3)}
.bk-art .rule{stroke:rgba(21,28,34,.1);stroke-width:1}
.bk-note{margin-top:14px;font-size:13px;line-height:1.6;color:var(--ink-4)}

/* ── capabilities ─────────────────────────────────────────── */
.quo{margin:0 0 clamp(44px,5vw,68px);display:grid;grid-template-columns:auto minmax(0,1fr);gap:clamp(14px,1.8vw,28px);align-items:start}
.quo-m{font-size:clamp(80px,8.2vw,136px);line-height:.6;color:var(--gold);font-weight:500;transform:translateY(.02em)}
.quo blockquote{margin:0;font-size:clamp(21px,2.2vw,31px);line-height:1.42;letter-spacing:-.021em;font-weight:400;color:var(--ink-2);max-width:44ch}
.quo blockquote em{font-style:normal;font-weight:600;color:var(--ink)}
.quo-t{display:block;margin-top:.5em;font-size:.62em;letter-spacing:.005em;color:var(--ink-4)}
.caps{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cap{background:var(--paper);padding:30px 28px 34px;transition:background .3s;position:relative;overflow:hidden}
.cap::before{content:"";position:absolute;left:0;top:0;height:2px;width:100%;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease-out)}
.cap:hover{background:var(--paper-2)}
.cap:hover::before{transform:scaleX(1)}
.cap .tg{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:16px;display:flex;justify-content:space-between;align-items:center}
.cap .tg i{font-style:normal;color:var(--ink-4);opacity:.6;letter-spacing:.1em;font-variant-numeric:tabular-nums}
.cap h3{font-size:21px;font-weight:500;letter-spacing:-.018em;margin-bottom:11px}
.cap p{margin:0;font-size:15.5px;line-height:1.66;color:var(--ink-2)}
.cap .min{margin-top:16px;font-size:12.5px;color:var(--ink-4);letter-spacing:.02em}
.cap .min b{color:var(--ink-3);font-weight:550}

/* ── about ────────────────────────────────────────────────── */
.desk{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:clamp(28px,3.6vw,64px);align-items:stretch}
.desk-art{position:relative;border-radius:var(--r-lg);overflow:hidden;background:var(--blue-800);min-height:clamp(320px,34vw,520px)}
.desk-art img{width:100%;height:100%;object-fit:cover;object-position:50% 70%;display:block;position:absolute;inset:0;transform:scale(1.04);transition:transform 1.6s var(--ease-out)}
.in .desk-art img{transform:none}
.desk-art::after{content:"";position:absolute;inset:0;background:linear-gradient(160deg,rgba(27,42,54,.3) 0%,rgba(27,42,54,.05) 50%,rgba(196,157,51,.14) 100%)}
.desk-cap{position:absolute;left:0;right:0;bottom:0;z-index:2;padding:clamp(18px,2vw,26px);display:flex;justify-content:space-between;align-items:flex-end;gap:16px;
  background:linear-gradient(180deg,rgba(19,30,39,0),rgba(19,30,39,.78));color:var(--on-dark)}
.desk-cap .k{font-size:10.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--on-dark-3)}
.desk-cap .t{font-size:15px;font-weight:500;margin-top:4px}
.desk-body{display:flex;flex-direction:column;justify-content:center}
.desk-p{margin:0;font-size:clamp(19px,1.8vw,26px);line-height:1.5;letter-spacing:-.018em;color:var(--ink-2)}
.desk-p em{font-style:normal;font-weight:550;color:var(--ink)}
.desk-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 clamp(20px,2.6vw,40px);margin-top:clamp(26px,3vw,40px);border-top:1px solid var(--line)}
.desk-grid>div{padding:20px 0;border-bottom:1px solid var(--line-soft)}
.desk-grid .k{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:8px}
.desk-grid .t{font-size:16px;font-weight:500;color:var(--ink);line-height:1.4}
.desk-grid p{margin:6px 0 0;font-size:14.5px;line-height:1.6;color:var(--ink-3)}
.vals{display:flex;flex-wrap:wrap;gap:10px;margin-top:clamp(24px,2.6vw,32px)}
.vbadge{display:inline-flex;align-items:center;height:42px;padding:0 20px;border-radius:10px;background:var(--gold-pale);border:1px solid var(--gold-line);
  font-size:12px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--gold-ink)}

/* how we are paid */
.paid{margin-top:clamp(44px,5vw,72px);display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,3.4vw,60px);
  border-top:1px solid var(--line);padding-top:clamp(36px,4vw,56px)}
.paid h3{font-size:clamp(24px,2.3vw,34px);letter-spacing:-.025em;font-weight:450;line-height:1.2}
.paid .lede{margin-top:14px;font-size:clamp(16px,1.25vw,18px)}
.paid-list{display:grid;gap:0;border-top:1px solid var(--line)}
.paid-list>div{display:grid;grid-template-columns:150px 1fr;gap:18px;padding:18px 0;border-bottom:1px solid var(--line)}
.paid-list dt{font-size:11.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-4);padding-top:4px}
.paid-list dd{margin:0;font-size:15.5px;line-height:1.62;color:var(--ink-2)}
.paid-list dd b{color:var(--ink);font-weight:550}

/* ── income banner ────────────────────────────────────────── */
.banner{position:relative;border-radius:var(--r-lg);overflow:hidden;background:var(--blue-800);padding:clamp(34px,4vw,62px);
  display:grid;grid-template-columns:1.25fr .75fr;gap:clamp(28px,4vw,60px);align-items:center;color:var(--on-dark)}
.banner-art{position:absolute;inset:0;z-index:0}
.banner-art svg{width:100%;height:100%}
.banner>*:not(.banner-art){position:relative;z-index:2}
.banner h2{color:#fff}
.banner .lede{color:rgba(255,255,255,.88)}
.banner-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.bstat{border-left:2px solid var(--gold);padding:6px 0 6px clamp(22px,2.4vw,32px)}
.bstat .k{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--on-dark-3);margin-bottom:12px}
.bstat .v{font-size:clamp(30px,2.6vw,40px);font-weight:400;letter-spacing:-.032em;color:var(--gold-lt);line-height:1;font-variant-numeric:tabular-nums}
.bstat p{margin:14px 0 0;font-size:15px;line-height:1.6;color:var(--on-dark-2)}
.grow-line{stroke-dasharray:2000;stroke-dashoffset:2000;transition:stroke-dashoffset 2.4s var(--ease-out) .2s}
.in .grow-line{stroke-dashoffset:0}

/* ── planner ──────────────────────────────────────────────── */
.panel{border:1px solid var(--line);border-radius:var(--r-lg);background:var(--card);overflow:hidden;box-shadow:0 40px 80px -60px rgba(22,35,45,.35)}
.pgrid{display:grid;grid-template-columns:minmax(0,400px) 1fr}
.ctrl{padding:clamp(26px,2.6vw,36px);border-right:1px solid var(--line-soft);background:var(--paper-2)}
.res{padding:clamp(26px,2.6vw,36px);min-width:0}
.ctrl-h{font-size:11.5px;font-weight:600;letter-spacing:.17em;text-transform:uppercase;color:var(--ink-4);margin-bottom:22px}
.segs{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);border-radius:var(--r-sm);overflow:hidden;margin-bottom:26px;position:relative;background:#fff}
.segs::before{content:"";position:absolute;top:0;bottom:0;left:0;width:50%;background:var(--blue-800);transition:transform .35s var(--ease);border-radius:6px}
.segs.want::before{transform:translateX(100%)}
.seg{position:relative;z-index:1;padding:13px 8px;font-size:14px;font-weight:500;color:var(--ink-3);transition:color .3s;text-align:center}
.seg.on{color:#fff}
.fld{margin-bottom:22px}
.fld-t{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:11px;gap:12px}
.fld label{font-size:14.5px;color:var(--ink-2);line-height:1.35}
.fld .val{font-size:16px;font-weight:600;color:var(--blue-800);white-space:nowrap;font-variant-numeric:tabular-nums}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:3px;border-radius:2px;background:linear-gradient(90deg,var(--blue-800) var(--p,50%),var(--shell-2) var(--p,50%));outline:none;margin:6px 0}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--blue-800);border:3px solid var(--paper-2);cursor:pointer;transition:.15s;box-shadow:0 2px 8px rgba(0,0,0,.2)}
input[type=range]::-webkit-slider-thumb:hover{background:var(--gold);transform:scale(1.1)}
input[type=range]::-moz-range-thumb{width:15px;height:15px;border-radius:50%;background:var(--blue-800);border:3px solid var(--paper-2);cursor:pointer}
.fld .hint{font-size:13px;color:var(--ink-3);margin-top:8px;line-height:1.55}
.ctl-foot{margin-top:26px;padding-top:18px;border-top:1px solid var(--line-soft);display:flex;gap:11px;align-items:flex-start;font-size:13px;line-height:1.6;color:var(--ink-3)}
.ctl-foot svg{flex:none;margin-top:3px;color:var(--blue-400)}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:1px;background:var(--line-soft);border:1px solid var(--line-soft);border-radius:var(--r-sm);overflow:hidden;margin-bottom:22px}
.kpi{background:var(--card);padding:21px 23px}
.kpi .k{font-size:11px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:var(--ink-4);margin-bottom:10px}
.kpi .v{font-size:clamp(26px,2.3vw,33px);font-weight:400;line-height:1.05;letter-spacing:-.034em;font-variant-numeric:tabular-nums}
.kpi .s{font-size:13px;color:var(--ink-3);margin-top:6px;line-height:1.5}
.kpi.lead{background:var(--blue-800)}
.kpi.lead .k{color:var(--on-dark-3)}
.kpi.lead .v{color:var(--gold-lt)}
.kpi.lead .s{color:var(--on-dark-2)}
.chartbox{border:1px solid var(--line-soft);border-radius:var(--r-sm);padding:22px 22px 14px;margin-bottom:18px}
.clg{display:flex;gap:20px;flex-wrap:wrap;margin-bottom:16px}
.lg{display:flex;align-items:center;gap:8px;font-size:11.5px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;color:var(--ink-4)}
.lg i{width:10px;height:10px;border-radius:3px;flex:none}
.chart{width:100%;height:auto;aspect-ratio:760/250;display:block;overflow:visible}
.chart .ln,.swp .ln{stroke-dasharray:1600;stroke-dashoffset:1600;animation:drawln 1.4s var(--ease-out) forwards}
@keyframes drawln{to{stroke-dashoffset:0}}
.disc{font-size:13px;line-height:1.6;color:var(--ink-3);padding:15px 18px;background:#EDF1F4;border-radius:10px}
.tfoot{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:22px}
.tfoot .fine{font-size:13px;color:var(--ink-3)}

/* ── faq ──────────────────────────────────────────────────── */
.faq-grid{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:clamp(28px,4vw,72px);align-items:start}
.faq-side{position:sticky;top:100px}
.faq-side .lede{margin-top:18px;font-size:clamp(16px,1.2vw,18px)}
.faq{border-top:1px solid rgba(21,28,34,.16)}
.fi{border-bottom:1px solid rgba(21,28,34,.16)}
.fq{width:100%;text-align:left;padding:24px 52px 24px 0;position:relative;font-size:clamp(18px,1.6vw,23px);font-weight:400;letter-spacing:-.02em;line-height:1.32;transition:color .2s;color:var(--ink)}
.fq:hover{color:var(--blue-600)}
.fq .pm{position:absolute;right:4px;top:50%;transform:translateY(-50%);width:30px;height:30px;border:1px solid var(--line);border-radius:50%;transition:.3s var(--ease)}
.fq .pm::before,.fq .pm::after{content:"";position:absolute;background:var(--ink-3);transition:.3s var(--ease);left:50%;top:50%}
.fq .pm::before{width:12px;height:1.5px;transform:translate(-50%,-50%)}
.fq .pm::after{width:1.5px;height:12px;transform:translate(-50%,-50%)}
.fi.open .fq .pm{background:var(--blue-800);border-color:var(--blue-800)}
.fi.open .fq .pm::before{background:#fff}
.fi.open .fq .pm::after{transform:translate(-50%,-50%) rotate(90deg);opacity:0}
.fi.open .fq{color:var(--blue-600)}
.fa{max-height:0;overflow:hidden;transition:max-height .45s var(--ease)}
.fa-in{padding:0 60px 30px 0;font-size:16.5px;line-height:1.72;color:var(--ink-2);max-width:70ch}
.fa-in em{font-style:italic;font-weight:550;color:var(--ink)}

/* ── insights / letters ───────────────────────────────────── */
.news{display:grid;grid-template-columns:1fr minmax(0,440px);gap:clamp(34px,4.5vw,80px);align-items:center}
.letters{display:grid;gap:0;margin-top:30px;border-top:1px solid var(--line)}
.letter{display:grid;grid-template-columns:auto 1fr;gap:16px;align-items:start;padding:20px 0;border-bottom:1px solid var(--line)}
.letter .tag{font-size:10.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--gold-ink);background:var(--gold-pale);border:1px solid var(--gold-line);border-radius:var(--r-sm);padding:7px 12px;white-space:nowrap;align-self:start}
.letter h4{font-size:18px;font-weight:500;letter-spacing:-.015em;margin-bottom:6px}
.letter p{margin:0;font-size:15.5px;line-height:1.64;color:var(--ink-2)}
.nform{background:var(--blue-800);border-radius:var(--r-md);padding:clamp(26px,3vw,36px);color:var(--on-dark);position:relative;overflow:hidden}
.nform::after{content:"";position:absolute;right:-40px;top:-40px;width:180px;height:180px;border-radius:50%;background:radial-gradient(circle,rgba(196,157,51,.22),rgba(196,157,51,0) 70%);pointer-events:none}
.nform h3{color:#fff;font-size:24px;font-weight:400;letter-spacing:-.022em;margin-bottom:9px}
.nform>p{margin:0 0 22px;font-size:15px;line-height:1.6;color:var(--on-dark-2)}
.nform input[type=email]{width:100%;padding:15px 16px;border:1px solid rgba(255,255,255,.2);border-radius:var(--r-sm);background:rgba(255,255,255,.07);color:#fff;font-size:15.5px;transition:.2s}
.nform input::placeholder{color:var(--on-dark-3)}
.nform input[type=email]:focus{outline:none;border-color:var(--gold);background:rgba(255,255,255,.12)}
.nchecks{display:flex;gap:20px;margin:16px 0 20px;flex-wrap:wrap}
.nchk{display:flex;align-items:center;gap:9px;font-size:14.5px;color:var(--on-dark-2);cursor:pointer}
.nchk input{width:17px;height:17px;accent-color:var(--gold);flex:none;padding:0;margin:0}
.nform .btn{width:100%;justify-content:center}
.nfine{margin-top:14px;font-size:12.5px;color:var(--on-dark-3);line-height:1.55;text-align:center}

/* ── CTA band + steps ─────────────────────────────────────── */
.band{position:relative;border-radius:var(--r-lg);overflow:hidden;background:var(--blue-800);min-height:min(58vh,500px);display:flex;flex-direction:column;justify-content:flex-end;padding:clamp(34px,4.4vw,64px);color:var(--on-dark)}
.band-art{position:absolute;inset:0;z-index:0}
.band-art svg{width:100%;height:100%}
.band-in{position:relative;z-index:2;max-width:860px}
.band h2{color:#fff}
.band .lede{color:rgba(255,255,255,.88);margin-top:20px}
.band-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:clamp(34px,3.8vw,54px)}
.step{background:var(--paper);padding:30px 28px 34px;position:relative}
.step .n{font-size:11.5px;font-weight:600;letter-spacing:.16em;color:var(--gold-ink);margin-bottom:15px;display:flex;justify-content:space-between}
.step .n i{font-style:normal;color:var(--ink-4);letter-spacing:.08em;font-weight:500}
.step h4{font-size:21px;font-weight:500;letter-spacing:-.018em;margin-bottom:9px}
.step p{margin:0;font-size:15.5px;line-height:1.66;color:var(--ink-2)}

/* ── contact ──────────────────────────────────────────────── */
.book{display:grid;grid-template-columns:1fr minmax(0,460px);gap:clamp(36px,5vw,84px);align-items:start}
.bfacts{margin:34px 0 0;border-top:1px solid var(--line)}
.bf{display:grid;grid-template-columns:150px 1fr;gap:18px;padding:17px 0;border-bottom:1px solid var(--line);font-size:15.5px}
.bf dt{font-size:11.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-4);padding-top:3px}
.bf dd{margin:0;color:var(--ink-2)}
.bf dd b{color:var(--ink);font-weight:600}
.bf dd a{text-decoration:none;border-bottom:1px solid var(--line)}
.form{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(28px,3.2vw,40px);position:relative}
.form h3{font-size:25px;font-weight:400;letter-spacing:-.022em;margin-bottom:8px;color:var(--ink)}
.form>p{margin:0 0 24px;font-size:15px;color:var(--ink-3);line-height:1.6}
.ff{margin-bottom:16px}
.ff label{display:block;font-size:11.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-4);margin-bottom:10px}
.ff input,.ff select{width:100%;padding:15px 15px;border:1px solid var(--line);border-radius:var(--r-sm);background:#fff;font-size:15.5px;transition:.2s;-webkit-appearance:none;appearance:none}
.ff select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%235B6771' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px}
.ff input:focus,.ff select:focus{outline:none;border-color:var(--blue-600);box-shadow:0 0 0 3px rgba(44,64,81,.13)}
.form .btn{width:100%;justify-content:center;margin-top:6px}
.ffine{margin-top:14px;font-size:12.8px;color:var(--ink-3);text-align:center}
.fstat{margin-top:14px;font-size:14px;padding:12px 15px;border-radius:9px;display:none}
.fstat.on{display:block;background:#E7EEF2;color:#1F3C4D;animation:fade .3s}

/* ── closer ───────────────────────────────────────────────── */
.closer{position:relative;background:var(--blue-900);overflow:hidden;min-height:clamp(210px,20vw,300px);display:flex;align-items:center}
.closer::before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(120% 140% at 82% 40%,rgba(196,157,51,.16) 0%,rgba(196,157,51,0) 62%)}
.tick{position:relative;z-index:1;width:100%;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 4%,#000 96%,transparent 100%);mask-image:linear-gradient(90deg,transparent 0,#000 4%,#000 96%,transparent 100%)}
.tick-t{display:flex;width:max-content;animation:tick 46s linear infinite}
.closer:hover .tick-t{animation-play-state:paused}
.tk{flex:none;font-size:clamp(44px,6.4vw,104px);font-weight:400;letter-spacing:-.03em;line-height:1.1;color:rgba(240,241,239,.13);white-space:nowrap}
.tk-d{flex:none;font-size:clamp(44px,6.4vw,104px);line-height:1.1;color:rgba(196,157,51,.3);padding:0 clamp(22px,2.6vw,44px)}
@keyframes tick{from{transform:translate3d(0,0,0)}to{transform:translate3d(-50%,0,0)}}
.closer-cta{position:absolute;z-index:3;right:var(--gut);top:50%;transform:translateY(-50%)}
.closer-cta .btn{padding:18px 32px;font-size:16px;font-weight:600;box-shadow:0 18px 46px -20px rgba(0,0,0,.7)}
.ico-d{width:26px;height:26px;border-radius:50%;background:rgba(20,32,42,.16);display:flex;align-items:center;justify-content:center;font-size:12px;flex:none;margin-left:2px}
.totop{position:absolute;z-index:3;right:var(--gut);bottom:clamp(16px,1.8vw,24px);width:42px;height:42px;border-radius:50%;background:var(--gold);color:#241B04;display:flex;align-items:center;justify-content:center;font-size:17px;text-decoration:none;transition:.22s}
.totop:hover{background:var(--gold-lt);transform:translateY(-2px)}

/* ── footer ───────────────────────────────────────────────── */
footer{background:var(--blue-800);color:var(--on-dark-2);border-radius:var(--r-lg) var(--r-lg) 0 0;padding:clamp(52px,6vw,84px) 0 36px;font-size:14.8px;margin-top:var(--sec)}
.flogo{height:68px;width:auto;margin-bottom:24px}
.ftop{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:clamp(28px,4vw,56px);padding-bottom:44px;border-bottom:1px solid var(--line-dark)}
.fh{font-size:11.5px;font-weight:600;letter-spacing:.17em;text-transform:uppercase;color:var(--on-dark-3);margin-bottom:20px}
footer p{margin:0 0 14px;line-height:1.7}
footer a{color:var(--on-dark-2);text-decoration:none;transition:.2s}
footer a:hover{color:var(--gold-lt)}
.flinks{display:flex;flex-direction:column;gap:11px}
.fbadges{display:flex;flex-wrap:wrap;gap:8px;padding:28px 0;border-bottom:1px solid var(--line-dark)}
.fbadges span{font-size:11px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;border:1px solid var(--line-dark);padding:9px 14px;border-radius:100px;color:var(--on-dark-3)}
.legal{padding:28px 0 0;font-size:12.8px;line-height:1.75;color:var(--on-dark-3)}
.legal p{margin:0 0 13px}
.legal b{color:var(--on-dark-2);font-weight:600}
.fend{margin-top:24px;padding-top:22px;border-top:1px solid var(--line-dark);display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;font-size:11px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:var(--on-dark-3)}

/* ── modal ────────────────────────────────────────────────── */
.modal{position:fixed;inset:0;background:rgba(21,28,34,.6);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);z-index:200;display:none;align-items:center;justify-content:center;padding:20px}
.modal.on{display:flex;animation:fade .3s}
.mcard{background:var(--paper);border-radius:var(--r-md);padding:clamp(28px,4vw,40px);max-width:440px;width:100%;position:relative;max-height:90vh;overflow-y:auto}
.mx{position:absolute;top:16px;right:16px;width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--ink-4);font-size:19px;transition:.2s}
.mx:hover{background:var(--shell);color:var(--ink)}
.mcard h3{font-size:26px;font-weight:400;letter-spacing:-.024em;margin-bottom:9px}
.mcard>p{margin:0 0 24px;font-size:14.8px;line-height:1.62;color:var(--ink-3)}

/* ── expand / collapse ─────────────────────────────────────── */
.more:not(.open) .more-hide{display:none!important}
.more-btn{display:inline-flex;align-items:center;gap:10px;margin-top:clamp(22px,2.4vw,30px);padding:12px 20px;border-radius:100px;border:1px solid var(--line);
  font-size:14px;font-weight:500;color:var(--ink-2);background:transparent;transition:.25s var(--ease)}
.more-btn:hover{border-color:var(--blue-800);color:var(--blue-800);background:rgba(255,255,255,.5)}
.more-btn .pm{width:18px;height:18px;border-radius:50%;border:1px solid currentColor;position:relative;flex:none;transition:transform .3s var(--ease)}
.more-btn .pm::before,.more-btn .pm::after{content:"";position:absolute;left:50%;top:50%;background:currentColor;transform:translate(-50%,-50%)}
.more-btn .pm::before{width:8px;height:1.3px}.more-btn .pm::after{width:1.3px;height:8px;transition:opacity .2s}
.more.open .more-btn .pm::after{opacity:0}
.more-btn .t2{display:none}.more.open .more-btn .t1{display:none}.more.open .more-btn .t2{display:inline}
.dark-sec .more-btn{border-color:var(--line-dark);color:var(--on-dark)}
.who-row .more-p{margin-top:12px}
.who-row .xp{display:inline-flex;align-items:center;gap:6px;margin-top:10px;font-size:13.5px;font-weight:550;color:var(--blue-600);border-bottom:1px solid rgba(44,64,81,.3);padding-bottom:2px}
.who-row .xp:hover{border-color:var(--blue-600)}
.who-row.open .xp .t1,.who-row:not(.open) .xp .t2{display:none}
.who-row:not(.open) .more-hide{display:none}

/* ── day to day + tools ────────────────────────────────────── */
.daily{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(28px,4vw,72px);align-items:start}
.daily-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.daily-list li{display:grid;grid-template-columns:44px 1fr;gap:12px;padding:20px 0;border-bottom:1px solid var(--line)}
.daily-list .n{font-size:11.5px;font-weight:600;letter-spacing:.14em;color:var(--gold-ink);padding-top:5px}
.daily-list h4{font-size:18px;font-weight:500;letter-spacing:-.015em;margin-bottom:6px}
.daily-list p{margin:0;font-size:15.5px;line-height:1.64;color:var(--ink-2)}
.tools{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(24px,2.8vw,36px)}
.tools .k{font-size:11.5px;font-weight:600;letter-spacing:.17em;text-transform:uppercase;color:var(--ink-4);margin-bottom:8px}
.tools h3{font-size:clamp(21px,1.9vw,26px);letter-spacing:-.02em;font-weight:500;margin-bottom:6px}
.tools>p{margin:0 0 18px;font-size:15px;line-height:1.6;color:var(--ink-3)}
.tool-row{display:grid;grid-template-columns:44px 1fr;gap:14px;padding:18px 0;border-top:1px solid var(--line-soft)}
.tool-row svg{width:40px;height:40px;color:var(--blue-600)}
.tool-row h4{font-size:16.5px;font-weight:500;letter-spacing:-.012em;margin-bottom:5px}
.tool-row p{margin:0;font-size:14.5px;line-height:1.6;color:var(--ink-2)}
.tool-row .links{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}
.tool-row .links a{display:inline-flex;align-items:center;gap:7px;padding:8px 13px;border-radius:8px;border:1px solid var(--line);font-size:12.5px;font-weight:600;letter-spacing:.03em;color:var(--ink-2);text-decoration:none;transition:.2s var(--ease)}
.tool-row .links a:hover{border-color:var(--blue-800);color:var(--blue-800)}
.tool-row .links svg{width:14px;height:14px;color:currentColor}
.tools .fine{margin:16px 0 0;font-size:12.5px;line-height:1.55;color:var(--ink-4)}

/* ── motion ───────────────────────────────────────────────── */
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.rv{opacity:0;transform:translateY(22px);transition:opacity .9s var(--ease-out),transform .9s var(--ease-out)}
.rv.in{opacity:1;transform:none}
.rv-l{opacity:0;transform:translateX(-18px);transition:opacity .9s var(--ease-out),transform .9s var(--ease-out)}
.rv-l.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important}
  .rv,.rv-l,.hero h1 .ln span,.ap-q li,.bk-art .bar{opacity:1;transform:none}
  .grow-line{stroke-dashoffset:0}.chart .ln{stroke-dashoffset:0}
  html{scroll-behavior:auto}
}

/* ── responsive ───────────────────────────────────────────── */
@media(max-width:1240px){
  .caps{grid-template-columns:repeat(2,1fr)}
  .ftop{grid-template-columns:1fr 1fr}
  .who-row{grid-template-columns:80px minmax(0,1fr) minmax(0,1fr)}
}
@media(max-width:1040px){
  .nav-mid{display:none}.burger{display:flex}.nav-r .btn-wa{display:none}
  .nav{grid-template-columns:1fr auto}
  .hero-grid{grid-template-columns:minmax(0,1fr);gap:clamp(30px,4.4vw,44px);padding-top:clamp(26px,3.4vw,44px);align-items:start}
  .hero-sub{max-width:54ch}
  .cred-in{grid-template-columns:1fr 1fr}
  .cred-in>div{border-right:none;padding-left:0!important;padding-right:16px}
  .cred-in>div:nth-child(odd){border-right:1px solid var(--line-soft)}
  .cred-in>div:nth-child(even){padding-left:16px!important}
  .cred-in>div:nth-child(-n+2){border-bottom:1px solid var(--line-soft)}
  .shead-2{grid-template-columns:1fr;gap:18px}
  .who-row{grid-template-columns:1fr;gap:12px}
  .who-row .n{flex-direction:row;align-items:center;padding-top:0}
  .ap{grid-template-columns:1fr}
  .ap-head{border-right:none;border-bottom:1px solid var(--line-dark-soft);padding:clamp(28px,4vw,38px) 0}
  .ap-q{padding-left:0}
  .method{grid-template-columns:1fr;gap:clamp(24px,4vw,34px)}
  .buckets{grid-template-columns:1fr}
  .desk{grid-template-columns:1fr;gap:22px}
  .daily{grid-template-columns:1fr}
  .paid{grid-template-columns:1fr}
  .banner{grid-template-columns:1fr}
  .pgrid{grid-template-columns:1fr}
  .ctrl{border-right:none;border-bottom:1px solid var(--line-soft)}
  .faq-grid{grid-template-columns:1fr;gap:26px}
  .faq-side{position:static}
  .news{grid-template-columns:1fr;gap:36px}
  .book{grid-template-columns:1fr;gap:38px}
}
@media(max-width:760px){
  .nav-tel .a{display:none}
  .nav-tel .t{font-size:14px}
  .hero-margin{display:none}
  .hero-cred i{display:none}
  .hero-cred{font-size:11px;gap:6px 10px}
  .hero h1{font-size:clamp(36px,10.5vw,46px)}
  .mbar{display:flex}
  body{padding-bottom:74px}
  .hero-cta{gap:10px}
  .hero-cta .btn{flex:1 1 100%;justify-content:center}
  .cred-in .v{font-size:28px}
  .caps{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .shead-x{grid-template-columns:1fr;align-items:start;gap:16px}
  .ftop{grid-template-columns:1fr}
  .fa-in{padding-right:0}
  .closer{min-height:clamp(190px,44vw,240px);flex-direction:column;justify-content:center;gap:22px;padding:26px 0}
  .closer-cta{position:static;transform:none;margin:0 auto;padding:0 var(--gut);width:100%}
  .closer-cta .btn{width:100%;justify-content:center}
  .totop{display:none}
  .tick-t{animation-duration:30s}
  .amc-h{flex-direction:column;gap:8px}
  .marq-t{animation-duration:52s}
  .bf,.paid-list>div{grid-template-columns:1fr;gap:4px}
  .letter{grid-template-columns:1fr;gap:10px}
  .letter .tag{width:fit-content}
  .desk-art{min-height:260px}
  .desk-grid{grid-template-columns:1fr}
  .vbadge{flex:1 1 auto;justify-content:center;padding:0 14px}
  .seq .dots{width:22px;margin:0 8px;background-size:11px 6px}
  .bk-art{padding:16px}
  .bk-list li{grid-template-columns:22px 1fr;grid-template-rows:auto auto}
  .bk-list li span{grid-column:2}
  .quo{grid-template-columns:1fr;gap:6px}
  .quo-m{font-size:64px;line-height:.5}
  .tool-out .v{font-size:34px}
}

/* ═══════════════════════ v3 additions ═══════════════════════ */
/* ── page hero (inner pages) ──────────────────────────────── */
.phero{position:relative;overflow:hidden;padding:clamp(40px,5vw,84px) 0 clamp(34px,4vw,60px);border-bottom:1px solid var(--line)}
.phero .hero-rules{opacity:.9}
.phero .wrap{position:relative;z-index:1}
.phero .crumb{display:flex;gap:10px;align-items:center;font-size:11.5px;font-weight:600;letter-spacing:.17em;text-transform:uppercase;color:var(--ink-4);margin-bottom:22px}
.phero .crumb a{text-decoration:none;color:var(--ink-4)}
.phero .crumb a:hover{color:var(--gold-ink)}
.phero .crumb i{width:4px;height:4px;border-radius:50%;background:var(--gold);font-style:normal}
.phero h1{font-size:clamp(34px,3.9vw,58px);font-weight:600;letter-spacing:-.034em;line-height:1.06;max-width:18ch}
.phero h1 .h-2{display:block;color:var(--ink-4);font-weight:500}
.phero .lede{margin-top:clamp(18px,2vw,26px);max-width:60ch}
.phero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:clamp(28px,4vw,72px);align-items:end}
.phero-side{border-left:2px solid var(--gold);padding-left:clamp(18px,2vw,28px);font-size:15px;line-height:1.6;color:var(--ink-3)}
.phero-side b{color:var(--ink);font-weight:550}

/* ── login (nav) ──────────────────────────────────────────── */
.btn-login{background:var(--blue-800);color:#fff;gap:9px}
.btn-login:hover{background:var(--blue-900);transform:translateY(-1px)}
.btn-login svg{width:15px;height:15px}
.lmodal .mcard{max-width:460px;padding:0;overflow:hidden}
.ltabs{display:grid;grid-template-columns:repeat(3,1fr);background:var(--shell)}
.ltab{padding:15px 8px;font-size:13.5px;font-weight:600;letter-spacing:.04em;color:var(--ink-3);border-bottom:2px solid transparent;transition:.2s}
.ltab.on{background:var(--paper);color:var(--ink);border-bottom-color:var(--gold)}
.lbody{padding:clamp(24px,3vw,34px)}
.lbody h3{font-size:22px;font-weight:500;letter-spacing:-.02em;margin-bottom:6px}
.lbody>p{margin:0 0 20px;font-size:14px;color:var(--ink-3);line-height:1.6}
.lbody .ff input{background:#fff}
.lfoot{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:14px;font-size:13px;color:var(--ink-3)}
.lfoot a{color:var(--blue-600);text-decoration:none;border-bottom:1px solid rgba(44,64,81,.3)}
.lalt{margin-top:18px;padding-top:16px;border-top:1px solid var(--line);font-size:12.5px;color:var(--ink-4);line-height:1.6}
.lalt a{color:var(--ink-2);text-decoration:none;border-bottom:1px solid var(--line)}
.lpane{display:none}.lpane.on{display:block}

/* ── what we offer — rows + full-window detail ────────────── */
.offer{border-top:1px solid var(--line)}
.offer-row{display:grid;grid-template-columns:56px minmax(0,.9fr) minmax(0,1.3fr) auto;gap:clamp(14px,2vw,32px);align-items:center;padding:clamp(18px,2vw,24px) 0;
  border-bottom:1px solid var(--line);position:relative;cursor:pointer;transition:background .25s}
.offer-row::before{content:"";position:absolute;left:0;top:-1px;height:1px;width:0;background:var(--gold);transition:width .6s var(--ease-out)}
.offer-row:hover::before,.offer-row:focus-within::before{width:100%}
.offer-row .n{font-size:12px;font-weight:600;letter-spacing:.14em;color:var(--gold-ink);font-variant-numeric:tabular-nums}
.offer-row h3{font-size:clamp(18px,1.55vw,22px);font-weight:500;letter-spacing:-.018em;line-height:1.25}
.offer-row h3 small{display:block;margin-top:4px;font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-4)}
.offer-row p{margin:0;font-size:15.5px;line-height:1.6;color:var(--ink-2)}
.offer-row .go{width:40px;height:40px;border-radius:50%;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--ink-3);transition:.25s var(--ease);flex:none;background:transparent}
.offer-row:hover .go{background:var(--blue-800);border-color:var(--blue-800);color:#fff;transform:translateX(3px)}
.offer-row .go svg{width:16px;height:16px}
.offer-note{margin-top:18px;font-size:13px;color:var(--ink-4);line-height:1.6;max-width:80ch}

.pane{position:fixed;inset:0;z-index:210;background:var(--paper);display:none;overflow-y:auto;-webkit-overflow-scrolling:touch}
.pane.on{display:block;animation:fade .3s}
.pane-top{position:sticky;top:0;z-index:2;background:rgba(244,243,239,.94);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line-soft)}
.pane-top .wrap{display:flex;justify-content:space-between;align-items:center;padding-top:14px;padding-bottom:14px;gap:16px}
.pane-top .brand img{height:34px}
.pane-close{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;border-radius:100px;border:1px solid var(--line);font-size:14px;font-weight:500;color:var(--ink-2);transition:.2s}
.pane-close:hover{border-color:var(--blue-800);color:var(--blue-800)}
.pane-close kbd{font:inherit;font-size:11px;padding:2px 6px;border:1px solid var(--line);border-radius:5px;color:var(--ink-4)}
.pane-body{max-width:900px;margin:0 auto;padding:clamp(40px,6vw,88px) var(--gut) clamp(60px,8vw,120px)}
.pane-body .eyebrow{margin-bottom:18px}
.pane-body h2{font-size:clamp(30px,3.6vw,52px);font-weight:500;letter-spacing:-.03em;line-height:1.1}
.pane-body .lede{margin-top:18px}
.pane-body .pcols{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr);gap:clamp(28px,4vw,64px);margin-top:clamp(30px,3.6vw,48px);padding-top:clamp(26px,3vw,40px);border-top:1px solid var(--line)}
.pane-body .pcols p{margin:0 0 16px;font-size:16.5px;line-height:1.7;color:var(--ink-2)}
.pane-body .pcols p:last-child{margin-bottom:0}
.pane-body .facts{border-top:1px solid var(--line)}
.pane-body .facts div{padding:13px 0;border-bottom:1px solid var(--line)}
.pane-body .facts .k{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-4);margin-bottom:5px}
.pane-body .facts .v{font-size:15px;color:var(--ink);line-height:1.5}
.pane-body .pcta{display:flex;gap:12px;flex-wrap:wrap;margin-top:clamp(28px,3.4vw,44px)}
.pane-body .pnav{display:flex;justify-content:space-between;gap:16px;margin-top:clamp(36px,4vw,56px);padding-top:22px;border-top:1px solid var(--line)}
.pane-body .pnav button{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:500;color:var(--blue-600);border-bottom:1px solid rgba(44,64,81,.3);padding-bottom:3px}
.pane-body .pnav button:disabled{opacity:.35;pointer-events:none}
.pane-body .pdisc{margin-top:26px;font-size:12.5px;line-height:1.6;color:var(--ink-4)}

/* ── who rows: compact + expand (v3) ─────────────────────── */
.who-row .n svg{width:40px;height:40px;stroke-width:1.25}

/* ── about illustration (vector) ──────────────────────────── */
.desk-art.vec{background:var(--blue-800);display:flex;align-items:center;justify-content:center;padding:clamp(24px,3vw,44px)}
.desk-art.vec::after{display:none}
.desk-art.vec svg{width:100%;height:auto;max-height:100%}
.desk-art.vec .desk-cap{background:linear-gradient(180deg,rgba(27,42,54,0),rgba(27,42,54,.9))}
.ill-draw{stroke-dasharray:1200;stroke-dashoffset:1200;transition:stroke-dashoffset 2s var(--ease-out) .2s}
.in .ill-draw{stroke-dashoffset:0}
.ill-fade{opacity:0;transition:opacity 1s var(--ease-out) 1s}
.in .ill-fade{opacity:1}

/* ── teaser blocks on home ────────────────────────────────── */
.teaser{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.teaser>div{background:var(--paper);padding:28px 26px 30px}
.tint-sec .teaser>div{background:var(--shell)}
.teaser .n{display:block;font-size:clamp(30px,3vw,44px);font-weight:500;letter-spacing:-.04em;line-height:1;color:var(--gold);margin-bottom:14px}
.teaser h3{font-size:21px;font-weight:500;letter-spacing:-.018em;margin-bottom:8px}
.teaser p{margin:0;font-size:15.5px;line-height:1.64;color:var(--ink-2)}
.sfoot{display:flex;gap:16px;align-items:center;flex-wrap:wrap;margin-top:clamp(24px,2.8vw,36px)}

/* ── parents section ──────────────────────────────────────── */
.par{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line-soft);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.par>div{background:var(--card);padding:clamp(24px,2.8vw,36px)}
.par .k{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:12px}
.par h3{font-size:20px;font-weight:500;letter-spacing:-.018em;margin-bottom:8px}
.par p{margin:0;font-size:15.5px;line-height:1.66;color:var(--ink-2)}

/* ── compliance strip ─────────────────────────────────────── */
.amfi-line{display:inline-block;margin-top:10px;font-size:12px;font-weight:600;letter-spacing:.06em;color:var(--on-dark-3)}

@media(max-width:1040px){
  .phero-grid{grid-template-columns:1fr;gap:22px}
  .offer-row{grid-template-columns:44px minmax(0,1fr) auto;grid-template-rows:auto auto}
  .offer-row p{grid-column:2/3}
  .offer-row .go{grid-row:1/3}
  .pane-body .pcols{grid-template-columns:1fr}
  .teaser{grid-template-columns:1fr}
  .par{grid-template-columns:1fr}
}
@media(max-width:760px){
  .nav-r .btn-login .lt{display:none}
  .nav-r .btn-login{padding:11px 13px}
  .offer-row{grid-template-columns:36px minmax(0,1fr) auto;gap:10px 12px}
  .ltab{font-size:12.5px;padding:13px 4px}
  .pane-top .pane-close kbd{display:none}
}
@media(max-width:760px){
  .sfoot{flex-direction:column;align-items:stretch}
  .sfoot .btn,.banner-cta .btn,.band-cta .btn,.pcta .btn{white-space:normal;text-align:center;justify-content:center}
  .phero h1{font-size:clamp(30px,8.6vw,38px)}
}
.lmodal .ltabs{padding-right:52px}
.lmodal .mx{top:9px;right:10px}
@media(max-width:1040px){
  .offer-row{grid-template-columns:40px minmax(0,1fr) 40px;grid-template-rows:auto auto;align-items:start;gap:8px 12px}
  .offer-row .n{grid-column:1;grid-row:1;padding-top:6px}
  .offer-row h3{grid-column:2;grid-row:1}
  .offer-row p{grid-column:2;grid-row:2}
  .offer-row .go{grid-column:3;grid-row:1;justify-self:end}
}
@media(max-width:760px){
  .offer-row{grid-template-columns:32px minmax(0,1fr) 36px}
  .offer-row .go{width:36px;height:36px}
}

/* ═══════════════════════ v4 additions ═══════════════════════ */
[lang="ta"],[lang="ta"] h2,[lang="ta"] h3,[lang="ta"] p{font-family:"Noto Sans Tamil","Latha","Nirmala UI",system-ui,sans-serif}
[lang="ta"] h2{letter-spacing:0;line-height:1.3}
[lang="ta"] h3{letter-spacing:0;line-height:1.35}
[lang="ta"] .lede,[lang="ta"] p{line-height:1.8}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;line-height:1.55;color:var(--ink-3);margin:6px 0 14px;cursor:pointer}
.consent input{margin:3px 0 0;width:16px;height:16px;flex:none;accent-color:var(--blue-800)}
.consent a{color:var(--ink-2);text-decoration:none;border-bottom:1px solid var(--line)}
.consent.on-dark{color:var(--on-dark-2)}
.consent.on-dark a{color:var(--on-dark);border-color:var(--line-dark)}
.consent.on-dark input{accent-color:var(--gold)}
.consent.err{color:#8A3520}

/* team */
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line-soft);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.tm{background:var(--card);padding:clamp(22px,2.4vw,32px)}
.tm-mark{width:56px;height:56px;border-radius:14px;background:var(--blue-800);color:var(--gold-lt);display:flex;align-items:center;justify-content:center;font-size:17px;font-weight:600;letter-spacing:.04em;margin-bottom:18px}
.tm-role{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:6px}
.tm h3{font-size:20px;font-weight:500;letter-spacing:-.018em;margin-bottom:10px}
.tm p{margin:0;font-size:14.5px;line-height:1.64;color:var(--ink-2)}
.tm p b{color:var(--ink);font-weight:550}
.tm-links{margin-top:14px;display:flex;gap:10px}
.tm-links a{font-size:12.5px;font-weight:600;letter-spacing:.04em;color:var(--blue-600);text-decoration:none;border-bottom:1px solid rgba(44,64,81,.3)}
.partners{margin-top:clamp(36px,4vw,56px);padding-top:clamp(28px,3vw,40px);border-top:1px solid var(--line)}
.partners .k{font-size:11.5px;font-weight:600;letter-spacing:.17em;text-transform:uppercase;color:var(--ink-4);margin-bottom:22px}
.pt-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(18px,2.4vw,36px)}
.pt-grid h4{font-size:15.5px;font-weight:600;letter-spacing:-.01em;margin-bottom:6px}
.pt-grid p{margin:0;font-size:14px;line-height:1.62;color:var(--ink-3)}
.pt-grid p b{color:var(--ink-2);font-weight:550}

/* founders strip (home) */
.fd{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.1fr) minmax(0,1.1fr);gap:clamp(22px,3vw,48px);align-items:start;border-top:1px solid var(--line);padding-top:clamp(30px,3.4vw,48px)}
.fd-p{display:grid;grid-template-columns:56px 1fr;gap:16px}
.fd-p h3{font-size:19px;font-weight:500;letter-spacing:-.016em;margin-bottom:6px}
.fd-p p{margin:0;font-size:14.5px;line-height:1.62;color:var(--ink-2)}
.fd-p .tm-mark{margin:0}
.fd-more{grid-column:1/-1;padding-top:18px}

/* docs (privacy, terms, guides) */
.doc{max-width:760px}
.doc h2{font-size:clamp(22px,2vw,28px);font-weight:500;letter-spacing:-.02em;margin:clamp(30px,3.4vw,44px) 0 12px;padding-top:clamp(18px,2vw,26px);border-top:1px solid var(--line)}
.doc p{margin:0 0 16px;font-size:16.5px;line-height:1.72;color:var(--ink-2)}
.doc p b{color:var(--ink);font-weight:550}
.doc a{color:var(--blue-600);text-decoration:none;border-bottom:1px solid rgba(44,64,81,.3)}
.doc-meta{font-size:13.5px!important;color:var(--ink-4)!important;letter-spacing:.01em}
.doc-note{margin-top:28px;padding:16px 18px;border-radius:10px;background:#EDF1F4;font-size:13.5px!important;line-height:1.6!important;color:var(--ink-3)!important}
.cmp{width:100%;border-collapse:collapse;font-size:14px;line-height:1.5;margin:8px 0 22px}
.cmp th,.cmp td{text-align:left;vertical-align:top;padding:11px 12px;border-bottom:1px solid var(--line)}
.cmp th{font-size:11.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-4);background:var(--paper-2)}
.cmp td:first-child{font-weight:550;color:var(--ink);white-space:nowrap}
.cmp-wrap{overflow-x:auto}

@media(max-width:1040px){
  .team{grid-template-columns:1fr 1fr}
  .pt-grid{grid-template-columns:1fr 1fr}
  .fd{grid-template-columns:1fr;gap:22px}
}
@media(max-width:760px){
  .nav-tel{display:none}
  .team,.pt-grid{grid-template-columns:1fr}
  .cmp{font-size:13px}
  .cmp td:first-child{white-space:normal}
}

/* ── related guides ──────────────────────────────────────── */
.rg-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line-soft);
  border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.rg{background:var(--paper);padding:clamp(24px,2.6vw,34px) clamp(22px,2.2vw,30px);
  text-decoration:none;display:block;transition:background .2s}
.rg:hover{background:var(--paper-2)}
.rg .k{display:block;font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--gold-ink);margin-bottom:14px}
.rg h3{font-size:21px;font-weight:500;letter-spacing:-.018em;line-height:1.3;margin-bottom:9px;color:var(--ink)}
.rg p{margin:0;font-size:15px;line-height:1.66;color:var(--ink-2)}
@media(max-width:760px){.rg-grid{grid-template-columns:1fr}}

/* ── whys grid (About: research-first; Home: the problem) ── */
.whys{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line-soft);
  border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.whys .wy{background:var(--paper);padding:26px 24px 30px}
.tint-sec .whys .wy{background:var(--shell)}
.whys .wy .n{display:block;font-size:11.5px;font-weight:600;letter-spacing:.16em;
  color:var(--gold-ink);margin-bottom:16px;font-variant-numeric:tabular-nums}
.whys .wy h3{font-size:19.5px;font-weight:500;letter-spacing:-.018em;line-height:1.24;margin:0 0 10px}
.whys .wy p{margin:0;font-size:15px;line-height:1.66;color:var(--ink-2)}
.whys .wy p b{font-weight:600;color:var(--ink)}
@media(max-width:1040px){.whys{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.whys{grid-template-columns:1fr}}

/* ── objections: two panels ── */
.obj{display:grid;grid-template-columns:repeat(2,1fr);gap:clamp(20px,2.4vw,32px)}
.obj-c{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-lg);
  padding:clamp(26px,2.8vw,40px);display:flex;flex-direction:column}
.obj-c .k{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;
  color:var(--ink-4);margin-bottom:14px}
.obj-c h3{font-size:clamp(21px,1.8vw,26px);font-weight:500;letter-spacing:-.022em;
  line-height:1.24;margin:0 0 14px}
.obj-c>p{margin:0 0 18px;font-size:15.5px;line-height:1.66;color:var(--ink-2)}
.obj-c>p b{font-weight:600;color:var(--ink)}
.obj-q{list-style:none;margin:0 0 20px;padding:18px 0 0;border-top:1px solid var(--line-soft)}
.obj-q li{position:relative;padding:0 0 13px 30px;font-size:15px;line-height:1.6;color:var(--ink-2)}
.obj-q li:last-child{padding-bottom:0}
.obj-q li::before{content:"?";position:absolute;left:0;top:-1px;width:20px;height:20px;
  display:flex;align-items:center;justify-content:center;border-radius:50%;
  background:var(--gold-pale);color:var(--gold-ink);
  font-size:12px;font-weight:700}
.obj-f{margin-top:auto;padding-top:20px;border-top:1px solid var(--line-soft);
  font-size:14.5px;line-height:1.6;color:var(--ink-3)}
.obj-f b{font-weight:600;color:var(--ink)}
@media(max-width:860px){.obj{grid-template-columns:1fr}}

/* ── review agenda ── */
.agenda{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(240,241,239,.12);
  border:1px solid rgba(240,241,239,.12);border-radius:var(--r-md);overflow:hidden;margin-top:clamp(26px,3vw,38px)}
.agenda>div{background:var(--blue-900);padding:22px 20px 24px}
.agenda .t{font-size:11px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;
  color:var(--gold);margin-bottom:12px;font-variant-numeric:tabular-nums}
.agenda h4{font-size:17px;font-weight:500;letter-spacing:-.015em;color:#fff;margin:0 0 8px}
.agenda p{margin:0;font-size:14px;line-height:1.6;color:var(--on-dark-3)}
@media(max-width:860px){.agenda{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.agenda{grid-template-columns:1fr}}

/* ═══════════════════════ v8 — three doors, engine, desk, portal ═══════════════════════ */
.nav-tel .t{white-space:nowrap}
.hero h1{max-width:16ch;font-size:clamp(38px,4.6vw,68px)}
.hero-grid{grid-template-columns:minmax(0,1fr) minmax(0,.94fr);gap:clamp(40px,6vw,104px)}

/* ── the cashflow engine (hero) ── */
.engine{position:relative;background:var(--paper-2);border:1px solid var(--line);border-radius:16px;padding:clamp(22px,2.4vw,32px);
  box-shadow:0 30px 60px -50px rgba(22,35,45,.45)}
.eng-top{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:18px}
.eng-top .tool-lb{margin:0}
.eng-chips{display:flex;gap:4px;padding:3px;border-radius:9px;background:var(--shell)}
.eng-chips button{padding:7px 12px;border-radius:7px;font-size:12.5px;font-weight:600;letter-spacing:.02em;color:var(--ink-3);transition:.2s var(--ease)}
.eng-chips button.on{background:#fff;color:var(--ink);box-shadow:0 1px 2px rgba(21,28,34,.12)}
.eng-in,.eng-out{display:grid;grid-template-columns:44px 1fr;align-items:baseline;gap:12px;padding:12px 14px;border-radius:10px;background:#fff;border:1px solid var(--line-soft);min-height:48px}
.eng-in .k,.eng-out .k{font-size:10.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink)}
.eng-in b,.eng-out b{display:none;font-size:14px;font-weight:500;color:var(--ink);line-height:1.45;animation:fade .4s var(--ease-out)}
.engine[data-mode="build"] [data-t="build"],.engine[data-mode="cash"] [data-t="cash"],.engine[data-mode="ret"] [data-t="ret"],.engine[data-mode="hni"] [data-t="hni"]{display:block}
.eng-buckets{position:relative;display:grid;gap:8px;padding:14px 0 14px 34px}
.eb{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:14px;position:relative}
.eb-bar{grid-column:1/-1;height:14px;border-radius:4px;background:var(--shell);overflow:hidden}
.eb-bar i{display:block;height:100%;width:var(--w,50%);border-radius:4px;transition:width .9s var(--ease-out)}
.eb-l .eb-bar i{background:var(--gold)}.eb-m .eb-bar i{background:var(--blue-400)}.eb-s .eb-bar i{background:#93A3AF}
.eb-t{display:flex;flex-direction:column;gap:2px;margin-top:-4px}
.eb-t span{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2)}
.eb-t small{font-size:12.5px;color:var(--ink-4);line-height:1.4}
.eb-p{font-size:13px;font-weight:600;color:var(--ink);font-variant-numeric:tabular-nums;font-style:normal;margin-top:-4px}
.eb-p::after{content:var(--p,"50%")}
.eng-flow{position:absolute;left:8px;top:0;width:24px;height:100%}
.fl-track{stroke:var(--line);stroke-width:1.5;fill:none;vector-effect:non-scaling-stroke}
.fl-dots{stroke:var(--gold);stroke-width:3;fill:none;stroke-linecap:round;stroke-dasharray:1 9;animation:flow 1.8s linear infinite;vector-effect:non-scaling-stroke}
.engine[data-mode="ret"] .fl-dots,.engine[data-mode="cash"] .fl-dots{animation-direction:normal}
.engine[data-mode="build"] .fl-dots,.engine[data-mode="hni"] .fl-dots{animation-direction:reverse}
@keyframes flow{to{stroke-dashoffset:-20}}
.engine[data-mode="build"] .eb-l .eb-bar i{--w:62%}.engine[data-mode="build"] .eb-m .eb-bar i{--w:24%}.engine[data-mode="build"] .eb-s .eb-bar i{--w:14%}
.engine[data-mode="build"] .eb-l .eb-p{--p:"62%"}.engine[data-mode="build"] .eb-m .eb-p{--p:"24%"}.engine[data-mode="build"] .eb-s .eb-p{--p:"14%"}
.engine[data-mode="cash"] .eb-l .eb-bar i{--w:20%}.engine[data-mode="cash"] .eb-m .eb-bar i{--w:25%}.engine[data-mode="cash"] .eb-s .eb-bar i{--w:55%}
.engine[data-mode="cash"] .eb-l .eb-p{--p:"20%"}.engine[data-mode="cash"] .eb-m .eb-p{--p:"25%"}.engine[data-mode="cash"] .eb-s .eb-p{--p:"55%"}
.engine[data-mode="ret"] .eb-l .eb-bar i{--w:40%}.engine[data-mode="ret"] .eb-m .eb-bar i{--w:30%}.engine[data-mode="ret"] .eb-s .eb-bar i{--w:30%}
.engine[data-mode="ret"] .eb-l .eb-p{--p:"40%"}.engine[data-mode="ret"] .eb-m .eb-p{--p:"30%"}.engine[data-mode="ret"] .eb-s .eb-p{--p:"30%"}
.engine[data-mode="hni"] .eb-l .eb-bar i{--w:55%}.engine[data-mode="hni"] .eb-m .eb-bar i{--w:27%}.engine[data-mode="hni"] .eb-s .eb-bar i{--w:18%}
.engine[data-mode="hni"] .eb-l .eb-p{--p:"55%"}.engine[data-mode="hni"] .eb-m .eb-p{--p:"27%"}.engine[data-mode="hni"] .eb-s .eb-p{--p:"18%"}
.eng-note{margin:14px 0 0;font-size:12px;color:var(--ink-4);line-height:1.5}

/* ── bento (the problem) ── */
.bento{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(12px,1.4vw,18px)}
.bt{position:relative;background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(20px,2vw,26px);display:flex;flex-direction:column;transition:.3s var(--ease)}
.bt:hover{transform:translateY(-3px);box-shadow:0 24px 40px -34px rgba(22,35,45,.6);border-color:rgba(196,157,51,.5)}
.bt-g{height:76px;color:var(--blue-600);margin-bottom:18px;padding:6px 0;border-bottom:1px solid var(--line-soft)}
.bt-g svg{height:64px;width:auto;max-width:100%}
.bt .n{font-size:11.5px;font-weight:600;letter-spacing:.16em;color:var(--gold-ink);margin-bottom:10px}
.bt h3{font-size:19px;font-weight:500;letter-spacing:-.018em;line-height:1.24;margin:0 0 8px}
.bt p{margin:0;font-size:14.5px;line-height:1.62;color:var(--ink-2)}
.bt p b{font-weight:600;color:var(--ink)}

/* ── three doors ── */
.doors{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(14px,1.6vw,22px)}
.door{position:relative;background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(24px,2.4vw,34px);display:flex;flex-direction:column;cursor:pointer;
  transition:.3s var(--ease);overflow:hidden}
.door:hover,.door:focus-visible{transform:translateY(-4px);box-shadow:0 30px 50px -36px rgba(22,35,45,.6);border-color:rgba(196,157,51,.5)}
.door-h{display:flex;align-items:baseline;gap:12px;margin-bottom:18px}
.door-h .n{font-size:11.5px;font-weight:600;letter-spacing:.16em;color:var(--gold-ink)}
.door-h .w{font-size:clamp(28px,2.6vw,38px);font-weight:500;letter-spacing:-.032em;line-height:1;color:var(--ink)}
.door h3{font-size:19px;font-weight:500;letter-spacing:-.018em;line-height:1.28;margin:0 0 8px}
.door-sub{margin:0 0 18px;font-size:14.5px;line-height:1.55;color:var(--ink-4)}
.door-pts{list-style:none;margin:0;padding:16px 0 0;border-top:1px solid var(--line-soft);flex:1}
.door-pts li{position:relative;padding:0 0 11px 20px;font-size:14.5px;line-height:1.58;color:var(--ink-2)}
.door-pts li::before{content:"";position:absolute;left:0;top:10px;width:9px;height:1.5px;background:var(--gold)}
.door-cta{display:inline-flex;align-items:center;gap:9px;margin-top:20px;padding-top:18px;border-top:1px solid var(--line-soft);font-size:14.5px;font-weight:600;color:var(--blue-600);transition:gap .25s}
.door-cta svg{width:16px;height:16px}
.door:hover .door-cta{gap:14px}
.nri-strip{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;margin-top:clamp(18px,2vw,26px);padding:20px clamp(20px,2.4vw,30px);border:1px dashed var(--line);border-radius:var(--r-md)}
.nri-t{display:flex;gap:18px;align-items:baseline;flex-wrap:wrap}
.nri-t .k{font-size:15px;font-weight:600;color:var(--ink);white-space:nowrap}
.nri-t p{margin:0;font-size:14px;line-height:1.55;color:var(--ink-3);max-width:70ch}

/* ── research desk (dark bento) ── */
.rdesk{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(12px,1.4vw,18px)}
.rd{background:rgba(240,241,239,.045);border:1px solid var(--line-dark-soft);border-radius:var(--r-lg);padding:clamp(22px,2.2vw,30px);display:flex;flex-direction:column;transition:.3s var(--ease)}
.rd:hover{border-color:rgba(217,183,92,.45);background:rgba(240,241,239,.07)}
.rd-wide{grid-column:span 2}
.rd .k{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-lt);margin-bottom:12px}
.rd h3{font-size:clamp(19px,1.6vw,23px);font-weight:500;letter-spacing:-.02em;line-height:1.25;color:#fff;margin:0 0 10px}
.rd p{margin:0;font-size:14.5px;line-height:1.64;color:var(--on-dark-2)}
.sect-chips{display:flex;flex-wrap:wrap;gap:7px;margin-top:18px;padding-top:16px;border-top:1px solid var(--line-dark-soft)}
.sect-chips span{font-size:12px;font-weight:600;letter-spacing:.04em;padding:6px 11px;border-radius:100px;border:1px solid var(--line-dark);color:var(--on-dark-2);position:relative;padding-left:20px}
.sect-chips span::before{content:"";position:absolute;left:9px;top:50%;width:5px;height:5px;border-radius:50%;background:var(--gold);transform:translateY(-50%);opacity:.8}
.ladder{display:flex;align-items:flex-end;gap:8px;height:74px;margin-top:auto;padding-top:18px}
.ladder i{flex:1;height:var(--h);border-radius:4px 4px 2px 2px;background:linear-gradient(180deg,rgba(217,183,92,.9),rgba(217,183,92,.35));position:relative;transform:scaleY(0);transform-origin:bottom;transition:transform .8s var(--ease-out)}
.in .ladder i{transform:scaleY(1)}
.ladder i:nth-child(2){transition-delay:.1s}.ladder i:nth-child(3){transition-delay:.2s}.ladder i:nth-child(4){transition-delay:.3s}
.ladder b{position:absolute;left:0;right:0;bottom:-18px;font-size:10px;font-weight:600;letter-spacing:.06em;color:var(--on-dark-3);text-align:center;white-space:nowrap}
.note-list{list-style:none;margin:0 0 18px;padding:0;display:grid;grid-template-columns:1fr;gap:10px}
.note-list li{padding:14px 0 0;border-top:1px solid var(--line-dark-soft)}
.note-list b{display:block;font-size:14.5px;font-weight:600;color:#fff;margin-bottom:4px}
.note-list span{font-size:13px;line-height:1.55;color:var(--on-dark-3)}
.desk-fine{margin:22px 0 0;font-size:12.5px;line-height:1.6;color:var(--on-dark-3);max-width:90ch}

/* ── offer groups ── */
.offer-grp{padding:22px 0 8px;font-size:11.5px;font-weight:700;letter-spacing:.17em;text-transform:uppercase;color:var(--gold-ink)}
.offer-grp+.offer-row{border-top:1px solid var(--line)}

/* ── portal / dashboard frame ── */
.dash-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(28px,4vw,64px);align-items:center}
.dash-pts{list-style:none;margin:22px 0 0;padding:0}
.dash-pts li{padding:10px 0;border-top:1px solid var(--line-soft);font-size:15px;line-height:1.55;color:var(--ink-2)}
.dash-pts li b{color:var(--ink);font-weight:600}
.dash-frame{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:0 40px 80px -50px rgba(22,35,45,.55);font-size:12.5px}
.df-bar{display:flex;align-items:center;gap:6px;padding:10px 14px;background:var(--shell);border-bottom:1px solid var(--line-soft)}
.df-bar i{width:9px;height:9px;border-radius:50%;background:rgba(21,28,34,.15)}
.df-bar span{margin-left:auto;font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-4)}
.df-body{display:grid;grid-template-columns:150px 1fr;min-height:360px}
.df-side{background:var(--paper);border-right:1px solid var(--line-soft);padding:16px 14px}
.df-brand img{height:26px;width:auto;margin-bottom:18px}
.df-nav span{display:block;padding:8px 10px;border-radius:7px;font-size:12px;font-weight:500;color:var(--ink-3)}
.df-nav span.on{background:var(--blue-800);color:#fff}
.df-main{padding:18px 18px 16px;display:flex;flex-direction:column;gap:12px}
.df-head{display:flex;justify-content:space-between;align-items:flex-start}
.df-head .k{font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-4);margin-bottom:3px}
.df-head .v{font-size:17px;font-weight:600;letter-spacing:-.02em;color:var(--ink)}
.df-tag{font-size:11px;font-weight:600;padding:5px 9px;border-radius:100px;background:var(--gold-pale);color:var(--gold-ink)}
.df-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.df-kpis>div{padding:10px 12px;border-radius:9px;background:var(--paper);border:1px solid var(--line-soft)}
.df-kpis .k{font-size:10.5px;color:var(--ink-4);margin-bottom:4px}
.df-kpis .v{font-size:16px;font-weight:600;letter-spacing:-.02em;color:var(--ink)}
.df-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.df-card{padding:12px 14px;border-radius:9px;border:1px solid var(--line-soft);background:#fff}
.df-card .k{font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-4);margin-bottom:10px;font-weight:600}
.df-bk{display:flex;height:12px;border-radius:4px;overflow:hidden;gap:2px}
.df-bk i{width:var(--w);display:block}
.df-lg{display:flex;gap:12px;margin-top:8px;font-size:11px;color:var(--ink-3)}
.df-lg i{display:inline-block;width:8px;height:8px;border-radius:2px;margin-right:5px;vertical-align:middle}
.df-goal{margin-bottom:8px}
.df-goal span{display:block;font-size:11.5px;color:var(--ink-2);margin-bottom:4px}
.df-goal i{display:block;height:6px;border-radius:3px;background:var(--shell);position:relative;overflow:hidden}
.df-goal i::after{content:"";position:absolute;left:0;top:0;bottom:0;width:var(--w);background:var(--blue-400);border-radius:3px}
.df-list>div{display:grid;grid-template-columns:1.1fr 1fr auto;gap:10px;padding:7px 0;border-top:1px solid var(--line-soft);font-size:11.5px;color:var(--ink-2)}
.df-list>div span:last-child{color:var(--gold-ink);font-weight:600}

/* ── retirement banner with the quick tool ── */
.banner-tool{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr)}
.hero-tool.on-dark{background:rgba(240,241,239,.06);border-color:var(--line-dark);box-shadow:none;color:var(--on-dark)}
.hero-tool.on-dark .tool-lb,.hero-tool.on-dark .tool-out .k{color:var(--on-dark-3)}
.hero-tool.on-dark .tool-in{border-bottom-color:rgba(240,241,239,.5)}
.hero-tool.on-dark .tool-in .cur,.hero-tool.on-dark .tool-in input,.hero-tool.on-dark .tool-out .v{color:#fff}
.hero-tool.on-dark .tool-chips button{background:rgba(240,241,239,.06);border-color:var(--line-dark);color:var(--on-dark-2)}
.hero-tool.on-dark .tool-chips button.on,.hero-tool.on-dark .tool-chips button:hover{background:rgba(217,183,92,.16);border-color:var(--gold-lt);color:var(--gold-lt)}
.hero-tool.on-dark .tool-out{border-top-color:var(--line-dark-soft)}
.hero-tool.on-dark .tool-out .v em{color:var(--gold-lt)}
.hero-tool.on-dark .tool-out .s{color:var(--on-dark-3)}

/* ── people placeholders (about) ── */
.people{display:grid;grid-template-columns:repeat(2,1fr);gap:clamp(14px,1.6vw,22px);margin-top:clamp(28px,3vw,40px)}
.person{display:grid;grid-template-columns:120px 1fr;gap:20px;align-items:start;background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(18px,2vw,24px)}
.ph-photo{aspect-ratio:1;border-radius:12px;background:linear-gradient(160deg,var(--shell),var(--shell-2));display:flex;align-items:center;justify-content:center;color:var(--ink-4);font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;text-align:center;line-height:1.4;padding:8px;overflow:hidden}
.ph-photo img{width:100%;height:100%;object-fit:cover;border-radius:12px}
.person h3{font-size:19px;font-weight:600;letter-spacing:-.018em;margin:0 0 4px}
.person .role{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:10px}
.person p{margin:0;font-size:14.5px;line-height:1.62;color:var(--ink-2)}

/* ── responsive (v8) ── */
@media(max-width:1240px){
  .bento{grid-template-columns:repeat(2,1fr)}
  .rdesk{grid-template-columns:repeat(2,1fr)}
  .rd-wide{grid-column:span 2}
}
@media(max-width:1040px){
  .hero-grid{grid-template-columns:minmax(0,1fr)}
  .doors{grid-template-columns:1fr}
  .dash-grid{grid-template-columns:1fr}
  .banner-tool{grid-template-columns:1fr}
  .note-list{grid-template-columns:1fr}
  .people{grid-template-columns:1fr}
}
@media(max-width:760px){
  .bento{grid-template-columns:1fr}
  .rdesk{grid-template-columns:1fr}
  .rd-wide{grid-column:auto}
  .eng-top{flex-direction:column;align-items:flex-start}
  .eng-chips{width:100%;display:grid;grid-template-columns:repeat(4,1fr)}
  .eng-chips button{padding:8px 4px;font-size:11.5px}
  .df-body{grid-template-columns:1fr}
  .df-side{display:none}
  .df-kpis{grid-template-columns:repeat(2,1fr)}
  .df-row{grid-template-columns:1fr}
  .nri-strip{flex-direction:column;align-items:flex-start}
  .person{grid-template-columns:88px 1fr;gap:14px}
}

/* ═══════════════════════ v9 — SWP hero, offer tiles, checklist ═══════════════════════ */
.swp{position:relative;background:var(--paper-2);border:1px solid var(--line);border-radius:16px;padding:clamp(22px,2.4vw,30px);box-shadow:0 30px 60px -50px rgba(22,35,45,.45)}
.swp-top{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:18px}
.swp-top .tool-lb{margin:0}
.swp-ages{display:flex;align-items:center;gap:4px}
.swp-ages .k{font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-4);margin-right:8px}
.swp-ages button{width:40px;height:32px;border-radius:7px;border:1px solid var(--line);background:#fff;font-size:13px;font-weight:600;color:var(--ink-3);font-variant-numeric:tabular-nums;transition:.2s var(--ease)}
.swp-ages button:hover,.swp-ages button.on{border-color:var(--gold);color:var(--gold-ink);background:var(--gold-pale)}
.swp-kpis{display:grid;grid-template-columns:1fr 1fr 1.2fr;gap:10px;margin-bottom:16px}
.swp-kpis>div{padding:12px 14px;border-radius:10px;background:#fff;border:1px solid var(--line-soft)}
.swp-kpis>div.lead{background:var(--blue-800);border-color:var(--blue-800);color:#fff}
.swp-kpis .k{font-size:10.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-4);margin-bottom:6px}
.swp-kpis .lead .k{color:var(--on-dark-3)}
.swp-kpis .v{font-size:clamp(18px,1.5vw,22px);font-weight:600;letter-spacing:-.025em;line-height:1.1;color:var(--ink);font-variant-numeric:tabular-nums}
.swp-kpis .lead .v{color:#fff;font-size:clamp(22px,1.9vw,28px)}
.swp-kpis .v em{display:block;font-style:normal;font-size:11.5px;font-weight:500;color:var(--ink-4);margin-top:4px;letter-spacing:0}
.swp-chart{position:relative}
.swp-chart svg{width:100%;height:clamp(150px,14vw,200px);display:block}
.swp-ax{display:flex;justify-content:space-between;font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-4);margin-top:6px}
.swp-ax .mid{color:var(--gold-ink)}
.swp-note{margin:14px 0 0;font-size:12px;line-height:1.5;color:var(--ink-4)}
.swp .tool-link{margin-top:14px}
.swp .ln-c{fill:none;stroke:var(--blue-600);stroke-width:2.4;stroke-linejoin:round;stroke-linecap:round}
.swp .ln-w{fill:none;stroke:var(--gold);stroke-width:2.4;stroke-linejoin:round;stroke-linecap:round}
.swp .ar-c{fill:rgba(44,64,81,.12)}.swp .ar-w{fill:rgba(196,157,51,.14)}
.swp .gl{stroke:rgba(21,28,34,.08);stroke-width:1}
.swp .vl{stroke:var(--gold);stroke-width:1;stroke-dasharray:3 4}

/* services — bento, five tiles */
.bgrid{display:grid;grid-template-columns:repeat(3,1fr);grid-auto-rows:minmax(176px,auto);grid-auto-flow:dense;gap:clamp(12px,1.4vw,18px)}
.bs{position:relative;display:flex;flex-direction:column;text-align:left;padding:clamp(20px,2.1vw,30px);border-radius:var(--r-lg);background:var(--card);border:1px solid var(--line);overflow:hidden;transition:.25s var(--ease);--c:var(--gold-ink);--cbg:var(--gold-pale)}
.bs.g1{--c:#8A6A1C;--cbg:#F7EFDB}.bs.g2{--c:#2F6A4E;--cbg:#E6F0EA}.bs.g3{--c:#1B2A36;--cbg:#E7EBEF}.bs.g4{--c:#2C4A6E;--cbg:#E8EEF6}
.bs:hover,.bs:focus-visible{transform:translateY(-3px);box-shadow:0 26px 44px -34px rgba(22,35,45,.6);border-color:var(--c)}
.b-2x2{grid-column:span 2;grid-row:span 2;background:linear-gradient(160deg,var(--cbg),#fff 68%)}
.b-2x1{grid-column:span 2}
.bs-art{position:absolute;left:0;right:0;bottom:0;height:64%;width:100%;pointer-events:none}
.b-2x2>*:not(.bs-art){position:relative;z-index:1}
.bs-ic{width:42px;height:42px;border-radius:12px;background:var(--cbg);color:var(--c);display:flex;align-items:center;justify-content:center;margin-bottom:auto}
.bs-ic svg{width:24px;height:24px}
.bs-t{display:block;margin-top:22px;font-size:clamp(18px,1.45vw,21px);font-weight:600;letter-spacing:-.02em;line-height:1.25;color:var(--ink)}
.b-2x2 .bs-t{font-size:clamp(26px,2.3vw,34px);letter-spacing:-.03em;margin-top:28px}
.bs-p{display:block;margin-top:8px;font-size:14px;line-height:1.55;color:var(--ink-3)}
.b-2x2 .bs-p{font-size:16px;line-height:1.6;max-width:44ch;margin-top:12px}
.bs-go{display:inline-flex;align-items:center;gap:7px;margin-top:16px;font-size:13.5px;font-weight:600;color:var(--c);transition:gap .25s}
.bs-go svg{width:13px;height:13px}
.bs:hover .bs-go{gap:12px}
@media(max-width:900px){.bgrid{grid-template-columns:repeat(2,1fr)}.b-2x2{grid-row:span 1}}
@media(max-width:600px){.bgrid{grid-template-columns:1fr;grid-auto-rows:auto}.b-2x2,.b-2x1{grid-column:auto}}

/* sub-items inside a detail pane */
.pmore{margin-top:clamp(28px,3.2vw,40px);padding-top:clamp(22px,2.4vw,30px);border-top:1px solid var(--line)}
.pmore .k{font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-4);margin-bottom:14px}
.pmore button{display:grid;grid-template-columns:minmax(0,1fr) auto;grid-template-rows:auto auto;column-gap:18px;width:100%;text-align:left;padding:15px 18px;margin-bottom:8px;border-radius:12px;border:1px solid var(--line);background:var(--card);transition:.22s var(--ease)}
.pmore button b{grid-column:1;grid-row:1;font-size:16px;font-weight:600;letter-spacing:-.012em;color:var(--ink);margin-bottom:3px}
.pmore button span{grid-column:1;grid-row:2;font-size:14px;line-height:1.5;color:var(--ink-3)}
.pmore button svg{grid-column:2;grid-row:1/3;align-self:center;width:16px;height:16px;color:var(--ink-4);transition:.22s}
.pmore button:hover{border-color:var(--blue-800);transform:translateX(3px)}
.pmore button:hover svg{color:var(--blue-800)}

/* checklist compare */
.cmp2{display:grid;grid-template-columns:1fr 1fr;gap:clamp(16px,2vw,26px)}
.cmp2-c{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,2.4vw,32px);display:flex;flex-direction:column}
.cmp2-c .k{font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-4);margin-bottom:16px}
.ck{list-style:none;margin:0;padding:0;flex:1}
.ck li{position:relative;padding:10px 0 10px 34px;border-top:1px solid var(--line-soft);font-size:15px;line-height:1.5;color:var(--ink-2)}
.ck li b{font-weight:600;color:var(--ink)}
.ck li::before{content:"";position:absolute;left:0;top:11px;width:22px;height:22px;border-radius:6px;background-position:center;background-repeat:no-repeat;background-size:13px}
.ck li.y::before{background-color:#E6F1EB;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='none' stroke='%232F7A5E' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M3 8.5l3.2 3L13 4.5'/%3E%3C/svg%3E")}
.ck li.n::before{background-color:#F7E9E5;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='none' stroke='%238A3520' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M4 4l8 8M12 4l-8 8'/%3E%3C/svg%3E")}
.ck.ask li::before{background-color:var(--gold-pale);background-image:none;border:1.5px solid var(--gold);box-sizing:border-box}
.ck.ask li{counter-increment:q}
.ck.ask li::after{content:counter(q);position:absolute;left:0;top:11px;width:22px;height:22px;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;color:var(--gold-ink)}
.cmp2-f{margin-top:16px;padding-top:16px;border-top:1px solid var(--line-soft);font-size:14px;line-height:1.6;color:var(--ink-3)}
.cmp2-f b{font-weight:600;color:var(--ink)}

@media(max-width:1240px){.ocats{grid-template-columns:repeat(2,1fr)}}
@media(max-width:860px){.cmp2{grid-template-columns:1fr}}
@media(max-width:760px){
  .ocats{grid-template-columns:1fr}
  .swp-kpis{grid-template-columns:1fr 1fr}
  .swp-kpis>div.lead{grid-column:1/-1}
  .swp-top{flex-direction:column;align-items:flex-start}
  .swp-ages{width:100%}.swp-ages button{flex:1}
}

/* ═══════════════════════ v10 — inflation toggle, comparison table ═══════════════════════ */
.swp-kpis .lead em{display:block;font-style:normal;font-size:11.5px;color:var(--on-dark-3);margin-top:5px;min-height:14px}
.swp-inf{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--ink-2);cursor:pointer;margin:0 0 14px;user-select:none}
.swp-inf input{position:absolute;opacity:0;width:0;height:0}
.swp-inf .sw{width:36px;height:20px;border-radius:100px;background:var(--shell-2);position:relative;transition:.25s;flex:none}
.swp-inf .sw::after{content:"";position:absolute;top:2px;left:2px;width:16px;height:16px;border-radius:50%;background:#fff;box-shadow:0 1px 2px rgba(0,0,0,.25);transition:.25s}
.swp-inf input:checked+.sw{background:var(--gold)}
.swp-inf input:checked+.sw::after{left:18px}
.swp-inf input:focus-visible+.sw{outline:2px solid var(--gold);outline-offset:2px}

.ctab{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.ctab-h,.ctab-r{display:grid;grid-template-columns:minmax(0,1fr) 120px 120px;align-items:center;gap:12px;padding:0 clamp(16px,2vw,26px)}
.ctab-h{background:var(--paper);border-bottom:1px solid var(--line);padding-top:14px;padding-bottom:14px;font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-4)}
.ctab-h span{text-align:center}.ctab-h span:first-child{text-align:left}
.ctab-h .us{color:var(--gold-ink)}
.ctab-r{border-top:1px solid var(--line-soft);padding-top:13px;padding-bottom:13px;font-size:15px;color:var(--ink-2)}
.ctab-r:first-of-type{border-top:none}
.ctab-r i{justify-self:center;width:26px;height:26px;border-radius:7px;background-position:center;background-repeat:no-repeat;background-size:14px}
.ctab-r i.y{background-color:#E6F1EB;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='none' stroke='%232F7A5E' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M3 8.5l3.2 3L13 4.5'/%3E%3C/svg%3E")}
.ctab-r i.n{background-color:#F3EDEA;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='none' stroke='%23A0522D' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M4 8h8'/%3E%3C/svg%3E")}
.ctab-r.cost{background:var(--paper);font-weight:500}
.ctab-r.cost b{font-size:13px;font-weight:500;color:var(--ink);text-align:center;line-height:1.4}
@media(max-width:600px){
  .ctab-h,.ctab-r{grid-template-columns:minmax(0,1fr) 56px 56px;gap:8px}
  .ctab-r{font-size:14px}.ctab-r.cost b{font-size:11.5px}
}

/* ═══════════════════════ v10 — goals with photo slots, colour on the doors ═══════════════════════ */
.goals{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(12px,1.4vw,18px)}
.goal{display:flex;flex-direction:column;text-decoration:none;color:inherit;border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--line);background:var(--card);transition:.3s var(--ease)}
.goal:hover{transform:translateY(-4px);box-shadow:0 30px 50px -36px rgba(22,35,45,.6)}
.goal .ph{margin:0;position:relative;aspect-ratio:4/3;background:var(--gbg);display:flex;align-items:center;justify-content:center;overflow:hidden}
.goal .ph img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.goal .ph .art{width:44%;color:var(--gfg);opacity:.9}
.goal .ph img+.art{display:none}
.goal .ph::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,0) 60%,rgba(0,0,0,.18))}
.goal .gt{padding:18px 20px 20px;display:flex;flex-direction:column;flex:1}
.goal h3{font-size:18px;font-weight:600;letter-spacing:-.018em;margin:0 0 6px}
.goal p{margin:0 0 14px;font-size:14px;line-height:1.55;color:var(--ink-3);flex:1}
.goal .go{display:inline-flex;align-items:center;gap:8px;font-size:13.5px;font-weight:600;color:var(--gfg);transition:gap .25s}
.goal .go svg{width:14px;height:14px}
.goal:hover .go{gap:13px}
.g-edu{--gbg:#E8EEF6;--gfg:#2C4A6E}
.g-home{--gbg:#F5E9DC;--gfg:#9A5A2A}
.g-par{--gbg:#E9F0EA;--gfg:#2F6A4E}
.g-ret{--gbg:#F7EDD6;--gfg:#8A6A1C}

/* colour on the three doors */
.door[data-door="build"]{--dc:#2C4A6E;--dbg:#EEF2F7}
.door[data-door="cash"]{--dc:#2F6A4E;--dbg:#EDF3EF}
.door[data-door="hni"]{--dc:#8A6A1C;--dbg:#F8F1E0}
.door{background:linear-gradient(180deg,var(--dbg,#fff) 0,#fff 120px)}
.door-h .n,.door-cta{color:var(--dc,var(--gold-ink))}
.door-pts li::before{background:var(--dc,var(--gold))}

@media(max-width:1040px){.goals{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.goals{grid-template-columns:1fr}.goal .ph{aspect-ratio:16/9}}

/* ═══════════════════════ v11 — mobile hero, login tabs ═══════════════════════ */
@media(max-width:760px){
  .hero-grid{padding-top:22px;gap:26px}
  .hero-cred{font-size:10px;letter-spacing:.14em}
  .hero h1{font-size:clamp(34px,9.6vw,42px)}
  .hero-sub{font-size:16px;line-height:1.55;margin-top:14px}
  .hero-cta{margin-top:20px;flex-wrap:nowrap;gap:8px}
  .hero-cta .btn{flex:1 1 0;min-width:0;padding:14px 8px;font-size:13.5px;white-space:normal;text-align:center;justify-content:center;line-height:1.2}
  .hero-note{font-size:13px}
  .swp{padding:18px 16px 18px;border-radius:14px}
  .swp-top{gap:10px;margin-bottom:12px}
  .swp-ages{display:grid;grid-template-columns:auto repeat(5,1fr);gap:4px;align-items:center}
  .swp-ages .k{grid-column:1/-1;margin:0 0 4px}
  .swp-ages button{width:auto;height:34px}
  .swp-kpis{gap:8px;margin-bottom:12px}
  .swp-kpis>div{padding:10px 12px}
  .swp-kpis .v{font-size:17px}
  .swp-kpis .lead .v{font-size:24px}
  .swp-kpis .v em{font-size:11px}
  .swp-chart svg{height:120px}
  .swp-note{font-size:11.5px}
  .cred-in .v{font-size:26px}
}
.ltabs{grid-template-columns:repeat(3,1fr)}
.lpane .lhint{font-size:12.5px;color:var(--ink-4);margin:0 0 14px;line-height:1.5}
.ctab-h span small{display:block;font-size:10px;letter-spacing:.04em;text-transform:none;font-weight:500;color:var(--ink-4);margin-top:3px}
.ctab-g{padding:12px clamp(16px,2vw,26px) 4px;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);background:var(--paper-2)}
.ctab-g+.ctab-r{border-top:none}

/* ═══════════════════════ v13 — pill menu, blog ═══════════════════════ */
.nav-mid{gap:2px;padding:4px;border-radius:100px;background:rgba(21,28,34,.045);border:1px solid rgba(21,28,34,.06)}
.navwrap.stuck .nav-mid{background:rgba(21,28,34,.05)}
.nav-mid a{padding:8px 14px;border-radius:100px;font-size:14px;font-weight:500;color:var(--ink-3);transition:background .2s,color .2s}
.nav-mid a::after{display:none}
.nav-mid a:hover{background:rgba(255,255,255,.7);color:var(--ink)}
.nav-mid a.cur{background:#fff;color:var(--ink);box-shadow:0 1px 2px rgba(21,28,34,.1)}
@media(max-width:1240px){.nav-mid a{padding:8px 11px;font-size:13.5px}}

.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(14px,1.6vw,22px)}
.post{display:flex;flex-direction:column;text-decoration:none;color:inherit;background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,2.2vw,30px);transition:.3s var(--ease)}
.post:hover{transform:translateY(-4px);box-shadow:0 30px 50px -36px rgba(22,35,45,.6)}
.post .k{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:14px}
.post .k i{font-style:normal;color:var(--ink-4);margin:0 4px}
.post h3{font-size:clamp(19px,1.5vw,22px);font-weight:600;letter-spacing:-.02em;line-height:1.28;margin:0 0 8px}
.post p{margin:0 0 18px;font-size:14.5px;line-height:1.6;color:var(--ink-3);flex:1}
.post .go{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--blue-600);transition:gap .25s}
.post .go svg{width:14px;height:14px}
.post:hover .go{gap:13px}
@media(max-width:1040px){.posts{grid-template-columns:1fr}}